HDFC ERGO Easy Health Insurance

Easy Health Policy is an indemnity-based medical insurance plan that covers you and your family in case of an illness, sickness, injury, or disease. The policy comes in three variants namely Standard, Exclusive, and Premium, and can be purchased either on individual sum insured or family sum insured basis. The sum insured options differ with different variants, ranging between Rs. 1 Lakh and Rs. 50 Lakh. You can choose from them as per your budget. Higher the sum insured, higher premium for the policy would be. To calculate the premium for this policy, you can use InsuranceDekho’s health insurance premium calculator and get an estimate of the premium you will be required to pay if covered under it.

Easy Health Policy comes with uncomplicated benefits that keep you protected financially in case of all major illnesses. It covers you for in-patient hospitalisation expenses, pre-hospitalisation and post-hospitalisation expenses, expenses related to daycare procedures, domiciliary treatment, organ donor expenses, road ambulance expenses, treatments taken under AYUSH systems of medicines, etc. The policy comes at an affordable premium. However, it is subject to change at the time of renewal, due to change in your age, location, or changes applicable in the tax rate.