HDFC ERGO Easy Health Insurance
Cashless Approval TAT | 45 mins Cashless Claim Processing |
Claim Settlement Ratio | 100% |
Network Hospitals | 12,000+ |
PED Coverage Starting From | 3 year |
Special Benefits | 2X Cover from Day 1 |
Starting Premium | Rs. 1090/month |
About HDFC ERGO Easy Health Insurance
Easy Health Policy is an indemnity-based medical insurance plan that covers you and your family in case of an illness, sickness, injury, or disease. The policy comes in three variants namely Standard, Exclusive, and Premium, and can be purchased either on individual sum insured or family sum insured basis. The sum insured options differ with different variants, ranging between Rs. 1 Lakh and Rs. 50 Lakh. You can choose from them as per your budget. Higher the sum insured, higher premium for the policy would be. To calculate the premium for this policy, you can use InsuranceDekho’s health insurance premium calculator and get an estimate of the premium you will be required to pay if covered under it.
Easy Health Policy comes with uncomplicated benefits that keep you protected financially in case of all major illnesses. It covers you for in-patient hospitalisation expenses, pre-hospitalisation and post-hospitalisation expenses, expenses related to daycare procedures, domiciliary treatment, organ donor expenses, road ambulance expenses, treatments taken under AYUSH systems of medicines, etc. The policy comes at an affordable premium. However, it is subject to change at the time of renewal, due to change in your age, location, or changes applicable in the tax rate.
Health Insurance Calculator
Whom do you want the insurance for ?
Select the age of all members
- You
Where do you live ?
Choose required Coverage for yourself?
Key Inclusions and Exclusions of the Plan
What's Included
- Pre-hospitalisation and post-hospitalisation expenses for up to 60 days and 90 days respectively
- Daycare procedures that require less than 24 hours of hospitalisation
- Expenses related to daycare procedures
- Domiciliary hospitalisation expenses
- Road ambulance expenses
- Organ donor expenses
What's Not Included
- Congenital external diseases, cosmetic surgery
- Abuse of intoxicant or hallucinogenic substances like alcohol/drugs
- Hospitalisation due to war , chemical or biological weapon and radiation of any kind
- Pregnancy, dental treatment, external aids and appliances
- Items of personal comfort and convenienc
- Dietary supplements that can be purchased without prescription
9552 HDFC ERGO Cashless Network Hospitals in India
Choose HDFC ERGO Critical Illness Plan
Choose HDFC ERGO Plan for
Add-ons to Enhance Benefits
Claim Process at HDFC ERGO Health Insurance
FAQs on Easy Health Policy Health Insurance Plan
-
-
Can I avail tax benefits on the premium paid for Easy Health Policy offered by HDFC Ergo General Insurance?
Yes. You can avail tax benefits on the premium paid under Section 80D of the Income Tax Act, 1961, on the premium paid for Easy Health Policy.
-
What are the terms available for Easy Health Policy?
Easy Health Policy can be purchased for 1 year or 2 years depending on your budget and requirements.
-
Who all can be covered under Easy Health Policy?
Apart from self, you can include your legally wedded spouse, dependent children, dependent parents, parents-in-law, grandparents, and grandchildren under Easy Health Policy.
-
How many members can be included under Easy Health Policy, if purchased on a family floater basis?
If purchased on a family floater basis, you can include a maximum of 6 members under the policy. A maximum of 2 adults and maximum of 5 children can be included in a single policy, of which 2 adults can be a combination of self and spouse, and either set of parents/grandparents/parents-in-law.