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HDFC ERGO iCan Cancer Health Insurance

526 reviews Rate This
HDFC ERGO Health Insurance
iCan Cancer
Cashless Approval TATWithin 37 mins
Claim Settlement Ratio99.80%
Network Hospitals13,000+
PED Coverage Starting From3 year
Special Benefits2X Cover from Day 1
Starting Premium Rs. 1090/month

About HDFC ERGO iCan Cancer Health Insurance

iCan Cancer Insurance plan designed by HDFC ERGO General Insurance is a cancer-specific medical insurance plan. The plan covers medical expenses incurred due to cancer on an indemnity basis. This means that the actual cost of treatments and hospitalisation is covered under the plan. The plan comes in two variants of Essential and Enhance. Enhance variant has two additional coverage options wherein a lump sum portion of the sum insured is paid in case the insured is diagnosed with cancer.

Besides the standard coverage available under the plan, there is also the option of choosing Advanced Plan. Advanced Plan gives additional coverage to the insured for expenses incurred in treating cancer. A medical second opinion is also available under the plan when the insured is first diagnosed with cancer during the policy period. Sum insured levels start at Rs. 5 Lakh and go up to Rs. 50 Lakh.

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Key Inclusions and Exclusions of the Plan

What's Included

  • Conventional cancer treatments like radiotherapy, chemotherapy, onco-surgeries and organ transplants
  • Pre and post-hospitalisation expenses for 30 and 60 days respectively
  • Criticare and FamilyCare Benefits are available in Enhance Plan which pay a lump sum amount on diagnosis of cancer of specified severity
  • Hospitalisation and day care treatment for cancer
  • Emergency ambulance cover for up to Rs. 2000 per instance of hospitalisation

What's Not Included

  • Treatments taken outside the country or within the country but at a place which does not fulfill the definition of a hospital
  • There is no cover for pre-existing illnesses under iCan Cancer plan
  • AIDS and HIV related treatment is not covered under the policy
  • Non-allopathic treatment is excluded from the coverage list
  • Treatments not taken for cancer is not covered by the Plan

9552 HDFC ERGO Cashless Network Hospitals in India

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iCan Cancer User Reviews

4.7
Rating based on
526 User reviews
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What users are saying
  • All
  • Easy renewal

    Renewing HDFC Ergo General Insurance’s iCan Cancer plan at the platform of InsuranceDekho was super easy. I provided the existing plan details along with the expiry date. After reselecting my plan, I paid for it online. It was complete within a few minutes.

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    B
    By Banani Thakur
    On: Feb 10, 2021
  • Has the best suggestions

    Grateful to InsuranceDekho for the way it guided me throughout the issuance of HDFC Ergo General Insurance’s iCan Cancer plan. When I found out that one of my family members was suffering, it was a challenging time. I wanted to provide the best treatment. I read various cancer-specific plans and compared until I found the best deal.

    Read More

    S
    By Sairita Ojha
    On: Jan 19, 2021
View All iCan Cancer Reviews

HDFC ERGO iCan Cancer Brochure

  • 753.69 KB
  • PDF Document
  • Nov 09, 2020
Download PDF

Claim Process at HDFC ERGO Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on iCan Cancer Health Insurance Plan

  • Is coverage available for post treatment care?

    Yes, the plan covers follow-up care after the treatment of cancer for which a claim is paid under the plan. Expenses which incur on medical check-ups would be covered after the cancer treatments stop. The limit of cover would be up to Rs. 3000 twice in one policy year.

  • What is Criticare Benefit?

    Criticare Benefit is available under the Enhance Plan. Under this benefit, if the insured is diagnosed with cancer of a specified severity, 60% of the sum insured is paid in lump sum. The benefit would be payable only once during the coverage period.

  • What is FamilyCare Benefit?

    FamilyCare Benefit is also available under Enhance Plan. Under this benefit, if the insured is diagnosed with Stage IV cancer or if the cancer recurs, 100% of the sum insured is paid in lump sum addition to the sum insured which is available for meeting medical expenses of the insured.  

  • What is the policy’s entry age criterion?

    Individuals aged between 5 years and 65 years can buy the policy on an individual sum insured basis.

  • Does the plan have any waiting period?

    Yes, an initial waiting period of 6 months is applicable for the occurrence of cancer.

  • For what age can the plan be renewed?

    The plan allows lifelong renewal without any maximum cover ceasing age.

  • Is there any free-look period under the plan?

    Yes, the plan offers a free-look period of 15 days from the date that the policyholder receives the policy. During this period the policy can be cancelled by the policyholder if he/she is not satisfied with the coverage. When the policy is cancelled, the premium is refunded back.  

  • Can I increase the sum insured?

    Yes, the option of enhancing the sum insured would be available at the time of renewing the policy. Upon increasing the sum insured, the premium would also increase.

  • What is the grace period under the plan?

    The plan offers a grace period of 30 days after the policy expiration date to pay the renewal premium for continuous coverage.

  • Are congenital diseases covered?

    No, coverage for congenital illnesses, defects or diseases is not available under the plan.

  • Are congenital diseases covered?

    No, coverage for congenital illnesses, defects or diseases is not available under the plan.

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