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HDFC ERGO my:Health Women Suraksha Health Insurance

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HDFC ERGO Health Insurance
my:Health Women Suraksha Policy
Cashless Approval TAT45 mins Cashless Claim Processing
Claim Settlement Ratio100%
Network Hospitals12,000+
PED Coverage Starting From3 year
Special Benefits2X Cover from Day 1
Starting Premium Rs. 1090/month

About HDFC ERGO my:Health Women Suraksha Health Insurance

My:Health Women Suraksha Policy is a comprehensive medical insurance policy especially designed for women to cover them against numerous illnesses and contingencies they may face during their lifetime. The policy can be purchased by people aged between 18 years and 65 years for a period of 1 year, 2 years, or 3 years, as per their requirement. The policy comes with a wide range of sum insured options between Rs. 1 Lakh and Rs. 1 Crore and gives you the flexibility to choose the most suitable option from them, as per your requirements and budget. The policy is an affordable one and comes with flexible options to pay premium. You can pay for the policy on yearly, half-yearly, quarterly and monthly installments.

My:Health Women Suraksha Policy is a unique policy with unique coverage features. Some of these include cover for loss of job, reduced premium benefit, wellness benefits, cover for pregnancy and newborn baby complications, etc. You can seek cover for all the women in your family under this single policy. These may include dependent daughter, dependent mother, mother-in law, grandmother, granddaughter, daughter-in-law, sister, sister-in-law, and niece. All in all, the policy is exclusively designed for today’s women who look beyond her health insurance needs and ensures her well being.

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Key Inclusions and Exclusions of the Plan

What's Included

  • Wellness benefits including health coaching, weight management services, nutrition, discount at pharmacies etc.
  • Cover for different types of cancers and related surgeries
  • Cover for surgical procedures like mastectomy, breast lumpectomy, etc.
  • Cardiac ailments and procedures
  • Cover for pregnancy and newborn baby cover

What's Not Included

  • Treatment required due to participation or involvement in naval, military or air force operation
  • Treatment taken outside the geographical boundaries of India
  • Expenses related to dietary supplements
  • Cost of medicines that are not prescribed by the attending doctor
  • War or warlike operations, chemical or biological weapons, etc.

9552 HDFC ERGO Cashless Network Hospitals in India

Choose HDFC ERGO Critical Illness Plan

Claim Process at HDFC ERGO Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on my:Health Women Suraksha Policy Health Insurance Plan

  • What are the wellness benefits offered under My:Health Women Suraksha Policy?

    Following wellness benefits are offered under My:Health Women Suraksha Policy:  

    • Fitness discounts at the time of renewal
    • Health incentive
    • Wellness services and health coach

     

  • What are the policy terms available under My:Health Women Suraksha Policy?

    My:Health Women Suraksha Policy can be purchased for 1 year, 2 years, or 3 years depending on your budget and other requirements.

  • Who all can be covered under My:Health Women Suraksha Policy?

    Under My:Health Women Suraksha Policy, you can cover dependent daughter, dependent mother, mother-in law, grandmother, granddaughter, daughter-in-law, sister, sister-in-law, and niece, apart from self. 

  • What is the entry age for My:Health Women Suraksha Policy?

    My:Health Women Suraksha Policy can be purchased by people aged between 18 years and 65 years. For optional pregnancy cover, the applicant shall be aged between 18 years and 40 years.  

  • What are the waiting periods under My:Health Women Suraksha Policy?

    My:Health Women Suraksha Policy comes with the following waiting periods: 

    • 90 days and 180 days as per the illness specified in policy wordings,
    • 1 year for pregnancy and newborn complications, and
    • 4 Years for all pre-existing conditions.

     

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