IFFCO Tokio Corona Kavach Health Insurance Wordings

IFFCO Tokio Corona Kavach Health Insurance Policy covers the following medical expenses related to hospitalisation:

• Nursing, boarding, and room rent expenses (without any sub limit)
• ICU/ICCU expenses 
• Road ambulance expenses for up to Rs. 2,000 per hospitalisation
• Expenses related to blood, oxygen, anaesthesia, PPE kit, gloves, Surgeon/Consultant/Medical Practitioner’s fee, mask, costs towards diagnosis, ventilator charges, surgical appliances, and similar expenses. 

Yes. IFFCO Tokio Corona Kavach Health Insurance Policy offers an optional cover of Hospital Daily Cash. Under this, you can avail the cash benefit of 0.5% of the sum insured for every completed day of continuous hospitalisation. You can avail the benefit of up to 15 days in every policy period. 

Yes. You can avail tax benefits on the premium paid for IFFCO Tokio Corona Kavach Health Insurance Policy under Section 80D of the Income Tax Act. 

IFFCO Tokio Corona Kavach Health Insurance Policy is a short term health insurance policy that does not offer lifetime renewability. After the expiration of your existing policy, you can purchase a fresh one that will come with a fresh waiting period.