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Ageas Federal Life Insurance FAQs

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Choose required coverage to secure your family’s future

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Benefits

  • What are the Ageas Federal Life Insurance savings plans and their benefits?

    Ageas Federal Life Insurance offers 4 saving plans and those include Guaranteed Savings Plan, Guaranteed Income Plan, Guaranteed Wealth Plan, and Secured Income Plan. The major benefit is their variety and the flexibility that these plans provide.

  • How are the child insurance plans by Ageas Federal Life Insurance beneficial?

    Ageas Federal Life Insurance child insurance plans are so designed that they take care of your child not only in case of your demise, but also in the case of your survival as these help your child financially with the important milestones.

  • How is the vast network of Ageas Federal Life Insurance beneficial?

    Ageas Federal Life Insurance has its branches all throughout India and this helps the company in not only their sales process but also it helps the policyholders to get speedy solutions in any situation.

  • What is the Unique Selling Point of Ageas Federal Life Insurance?

    Ageas Federal Life Insurance has a high CSR (Claim Settlement Ratio). This shows that the company honours its commitments.

  • Does Ageas Federal Life Insurance products offer income tax benefits?

    Yes, Ageas Federal Life Insurance provides tax benefits according to Sec 10 and Sec 80C of the Income Tax Act.

Claim Settlement

  • Does Ageas Federal Life Insurance have an online claim process?

    No, Ageas Federal Life Insurance doesn’t have an online claim process.

  • Who will receive the Ageas Federal Life Insurance claim amount, and how?

    The claim, if passed, will result in a wire transfer of the claim amount to the bank account of the claimant/nominee.

  • How much time does Ageas Federal Life Insurance take in claim settlement?

    Ageas Federal Life Insurance takes just 8 working days to process and decide a claim.

  • If a nominee dies before the maturity of the policy or the death of the policyholder, what should be done?

    If the nominee dies before the maturity or before the death of the policyholder, then the policyholder should get the nomination details changed in the policy records.

  • Where should the claimant submit the Ageas Federal Life Insurance claim forms?

    The claimant can send the forms and the documents by courier to the company head office.

Overview

  • How many online plans are offered by Ageas Federal Life Insurance and where to purchase those?

    There are 7 online plans offered by Ageas Federal Life Insurance that can be purchased from the official website. The online plans are Life Advantage Plus Plan, MyLife Protection Plan, Heart & Cancer Shield Plan, Guaranteed Income Plan, Wealth Gain Insurance Plan, Wealthsurance Growth Insurance Plan SP, and Guaranteed Wealth Plan.

  • What is the Claim Settlement Ratio of Ageas Federal Life Insurance?

    Ageas Federal Life Insurance’s Claim Settlement Ratio for the FY 2019-20 was 96.47%.

  • What is the extent of the network of Ageas Federal Life Insurance?

    Ageas Federal Life Insurance has a vast network which involves 3,000 branches throughout India.

  • What is unique about Ageas Federal Life Insurance company's way of doing operations?

    Ageas Federal Life Insurance believes in not only taking care of its clients or customers but also their employees and not only they have been awarded top 10 trusted brands but also one of the best places to work awards.

  • What are the different kinds of plans on offer from Ageas Federal Life Insurance?

    Ageas Federal Life Insurance has a varied range of plans which include the savings, term insurance, health, child, retirement, ULIP, and group insurance plans.

Plan

  • What is the advantage of the Ageas Federal Life Insurance Saral Jeevan Bima Plan?

    Ageas Federal Life Insurance Saral Jeevan Bima Plan offers benefits like lump sum death benefit, flexibility to choose policy term and premium payment term, etc.

  • Does the Ageas Federal Life Insurance offer taxation benefits?

    The Ageas Federal Life Insurance plans offer tax benefits to the insured member according to the sections of the Income Tax Act.

  • Can customers purchase Ageas Federal Life Insurance plans online?

    Yes, Ageas Federal Life Insurance offers 7 plans online which include Life Advantage Plus Plan, MyLife Protection Plan, Heart & Cancer Shield Plan, Guaranteed Income Plan, Wealth Gain Insurance Plan, Guaranteed Wealth Plan and Wealthsurance Growth Insurance Plan SP.

  • What are the options of premium payment frequency available for the Ageas Federal Life Insurance plans?

    Ageas Federal Life Insurance premium payment can be performed on a monthly, quarterly, half-yearly, and annual basis.

  • What are the financial benefits of the health plan offered by Ageas Federal Life Insurance?

    The health plan by Ageas Federal Life Insurance is the Heart & Cancer Shield which offers a fixed payout on diagnosis of the disease. There are also multiple payouts for various stages of these diseases.

Premium Calculator

  • What is the importance of smoking habits in Ageas Federal Life Insurance premium calculation?

    Smoking habits can affect the premium of a policy because the company deems smoking a high risk, and that is why the premium of the policy increases.

  • What is the benefit of using the Ageas Federal Life Insurance premium calculator?

    Ageas Federal premium calculator is beneficial only before the purchase of the policy, providing you with the value of the premium beforehand; it helps you make informed and smart decisions.

  • Do distinct policies at Ageas Federal Life Insurance policy have a different premium calculator?

    No, although the policy changes and the calculation values change, the necessary information needed from the user’s end is the same, and the calculator is also the same. The plan type needs to change in the premium calculator to get values of different policies.

  • What is the difference in the premium value of the term plan and the endowment plan at Ageas Federal Life Insurance?

    The term insurance plans don’t offer any maturity benefits, which makes the premium for the term plans comparatively lower than the endowment plans.

  • Which factors affect the Ageas Federal Life Insurance premium amount?

    The premium amount is affected by the policyholder’s age, the sum assured in the policy, the insurance term, gender, and smoking habits.

Life Insurance News

User Reviews

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What users are saying
  • All
  • Recommended Services

    I am happy to have purchased the Ageas Life Insurance Plan from InsuranceDekho. My experience with the company was great. I recommended Insurancedekho to all my family and friends for buying a life insurance policy. My acknowledgment to the customer support care representative for working 24 hours daily.

    M
    Ageas Federal
    By Manjeet Singh
    On: Jan 08, 2024
  • Digital process

    I bought the Ageas Federal Secured Income plan from InsuranceDekho through a digital mode. I opted for a digital mode because I wanted to buy the Ageas Federal Secured Income plan from the comfort of my home.

    P
    Ageas Federal
    By Prakhar Raj
    On: Nov 02, 2022
  • I got personalised advice at h...

    I got personalised advice at home when I was buying the Ageas Federal Secured Income plan from InsuranceDekho. The team of InsuranceDekho made a visit to my home and helped me select a good life insurance plan.

    D
    Ageas Federal
    By Deepali Jain
    On: Oct 13, 2022
  • Best life insurance plan

    I was looking for a good investment tool and then I got to know about the different life insurance plans available on InsuranceDekho. So, on my friend’s suggestion, I bought the Ageas Federal Secured Income plan from InsuranceDekho. 

    K
    Ageas Federal
    By Kavita Ahuja
    On: Sep 26, 2022
  • I was able to customise the pl...

    Another good thing about buying the Ageas Federal Secured Income plan from InsuranceDekho was that I was able to cutsomsie the plan according to my needs. I was also able to add riders accordingly and buy a perfect life plan from InsuranceDekho.

    D
    Ageas Federal
    By Divya Jaiswal
    On: Sep 21, 2022

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