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Aditya Birla Activ Health Essential Insurance User Reviews

468 reviews Rate This
Aditya Birla
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio96%
Network Hospitals11,000+
Pre-existing Disease Coverage Starting FromDay 1
Special BenefitsIncentivized Wellness
Starting Premium for Rs. 5 lakh CoverageRs. 270/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Activ Health Essential
4.6
Based on
32 User reviews
  • Instructions on policy purchase

    I got instructions on how to choose the best insurance policy and how to purchase a befitting policy while perusing insurancedekho. The instructions seemed feasible thanks to the lucid language. Following the instructions, I bought Aditya Birla Health Insurance’s Activ Health Essential plan.

    P
    Pintu Vaidya
    On: Feb 17, 2021
  • Information on reimbursement claim

    I came to InsuranceDekho to understand what the benefits of reimbursement claim are and how to apply. The information on the website was detailed and the steps were clearly mentioned. It helped me to make a reimbursement claim later on the website for my Aditya Birla Health Insurance’s Activ Health Essential plan.

    R
    Richa Sharma
    On: Feb 09, 2021
  • Learned how to make claims

    Before purchasing the Aditya Birla Health Insurance’s Activ Health Essential plan, I wanted to know in detail about how to make a claim. I could find the details with a single click on the ‘Claim Settlement’ segment on the website of InsuranceDekho.

    T
    Tridha Roy
    On: Jan 29, 2021
  • Fast online pay

    Paying online for my Aditya Birla Health Insurance’s Activ Health Essential plan using InsuranceDekho was fast and seamless. I paid the premium by giving my debit card details. It was successful within a few seconds. Could not ask for a better service.

    L
    Lakshman Pandey
    On: Jan 28, 2021
  • Simple policy issuance

    I landed on InsuranceDekho looking for a suitable health insurance policy for my family. I generated my quotes by simply giving personal details. I compared the premium and found Aditya Birla Health Insurance’s Activ Health Essential plan. I finalised the plan and paid. Super simple procedure.

    A
    Aditi Malhotra
    On: Jan 19, 2021
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

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  • Dedicated helpdesk

    I wanted to get detailed information about Aditya Birla Health Insurance’s Active Health Essential plan. So, I contacted the customer team of InsuranceDekho. They stepped up to resolve all my queries. I even got great suggestions on how I could receive more benefits on my policy.

    T
    Tapasi Chandra
    On: Jan 05, 2021
  • No hidden charges applicable

    Using InsuranceDekho to purchase Aditya Birla Health Insurance’s Activ Health Essential plan was reassuring as it did not involve any hidden charges. I only paid the amount I saw on screen for the chosen policy. Never knew online policy purchase could be this secure.

    G
    Gautam Bharti
    On: Jan 04, 2021
  • Elite class service

    I was served well by the team of InsuranceDekho while purchasing Aditya Birla Health Insurance’s Activ Health Essential plan. Before purchasing, I contacted them to enquire whether the plan was well aligned with my purpose. They listened to my personal preferences and reaffirmed that I made the right choice.

    M
    Mrinal Choudhury
    On: Dec 09, 2020
  • Supportive helpdesk

    I was looking for a proper health plan that could help my family and me during health emergencies. I visited InsuranceDekho contacted the helpdesk. They gave a consultation based on my preferences. I found Aditya Birla Health Insurance’s Activ Health Essential plan perfectly suitable to my criterion.

    J
    Jagannath Ganguly
    On: Dec 07, 2020
  • No extra charges

    I have bought the Aditya Birla Health Insurance’s Activ Health Essential plan from InsuranceDekho very recently. The website has no hidden or extra charges for the policies. I only paid for the price of the policy. I have never seen a reliable website like InsuranceDekho before.

    B
    Baidik Deb
    On: Nov 30, 2020

10849 Aditya Birla Cashless Network Hospitals in India

Choose Aditya Birla Health Insurance Critical Illness Plan

FAQs

  • On what factors the eligibility to get a health insurance plan depends?

    The two basic eligibility criteria for getting the insurance policy are entry age and medical check-up.

  • Can I buy a health insurance policy for my 4-year-old kid?

    Aditya Birla Health Insurance does not offer any separate health insurance plan for kids. But, they can be covered with their parents either on an individual or a floater basis.

  • When should a reimbursement claim request be submitted?

    Request for reimbursement claim should be submitted within 15 days of getting a discharge from the hospital or clinic.

  • What is the period in which Aditya Birla Health Insurance settles claims?

    Aditya Birla Health Insurance settles claims, including the rejection, within 7 working days of receiving necessary documents, but not more than 30 days.

  • What is the Incurred Claims Ratio of Aditya Birla Health Insurance for the financial year 2018-2019?

    The ICR for Aditya Birla Capital Health for FY 2018-19 is 59%.

Claim Process at Aditya Birla Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Aditya Birla Health Insurance Contact Details

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