What is the amount of sum insured available under this policy?

The sum insured under this policy ranges from Rs. 50000 to Rs. 10 Lakh.

What is the entry age under Activ Health Essential Plan?

The minimum age of entry is 91 days and there is no maximum entry age.

Who all are allowed to get coverage under this plan?

The family floater plan allows the coverage for up to 9 members (6 Adults+3 children) including self, spouse, dependent parents, dependent parents-in-law, children up to 25 years.

Is any discount offered under the Activ Health Essential Plan?

You can avail a long term discount of 7.5% and 10% on selecting a 2 and 3 year policy respectively.

Does any program for chronic illness is allowed under this health insurance policy?

Yes, Activ Health’s Chronic Management Program (CMP) has been specially designed for people with chronic conditions like Diabetes, Asthma, High Cholesterol and High Blood Pressure.

Is there any option available for Second E-Opinion on Critical Illness?

Yes, the option of Second E-Opinion on Critical Illness is available under this plan.

Does Activ Health Essential Plan provide any option related to health check-up?

Yes, under this plan a health check-up program is available once every policy year, starting from the first year.

How can I get rewarded with the HealthReturns?

The Activ Health Essential Plan has an arrangement of assessing the customer's health on different parameters and on that basis, they give their respective credit scores and according to which an active day is counted. However, you can earn up to 30% of your premium as HealthReturns by just completing 13 Active Days per month and up to 6% of your premium as HealthReturns by just completing 4 Active Days per month.

Can I get my sum insured amount enhanced under the Activ Health Essential Plan?

Yes, the plan offers its policyholders a cumulative bonus with 10% increase of Sum Insured at every claim-free year, which may go max up to 100%.

Is there any possibility of any up-gradation under this Activ Health Essential Plan?

Yes, if any customer develops a chronic condition after buying the policy, he or she will be upgraded to the program without paying any additional premium.

Aditya Birla Activ Health Essential Insurance Wordings

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Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	96%
Network Hospitals	11,000+
Pre-existing Disease Coverage Starting From	Day 1
Special Benefits	Incentivized Wellness
Starting Premium for Rs. 5 lakh Coverage	Rs. 270/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Aditya Birla Activ Health Essential Brochure

1.97 MB
PDF Document
Oct 04, 2019

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Aditya Birla Health Insurance Plan List

Family (4)
Individual (4)
Kids (3)
Diabetes (2)
Parents (1)
Senior Citizen (1)
Cancer (2)
Critical Illness (2)

Name of Plan	Sum Insured
Activ Assure DiamondMin: 91 Days; Max: No LimitPopular	2 Lakh	Check Premium
Active Health PlatinumPopular		Check Premium
Activ Fit - Plus and PreferredPopular		Check Premium
Global Health Secure Min: 91 Days; Max: 65 yearsPopular	3 Crore - 6 Crore	Check Premium
Activ OnePopular		Check Premium
Activ Health EssentialMin: 91 Days; Max: No Limit	50 Thousand	Check Premium
Activ CareMin: 55 Years; Max: 80 Years	3 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 days	50,000 - 5 lakh	Check Premium
Activ SecureMin: 5 Years; Max: 65 Years	1 Lakh	Check Premium
Cancer SecureMin: 18 Years; Max: 65 Years	5 Lakh	Check Premium
Activ Health EnhancedMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium

Aditya Birla Health Insurance Top Up List

Name of Plan	Sum Insured
Super Health Plus Top-up PolicyMin: 91 Days; Max: 65 years	3 Lakh - 95 Lakh	Check Premium

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FAQs on Activ Health Essential Health Insurance Plan

What is the amount of sum insured available under this policy?
The sum insured under this policy ranges from Rs. 50000 to Rs. 10 Lakh.
What is the entry age under Activ Health Essential Plan?
The minimum age of entry is 91 days and there is no maximum entry age.
Who all are allowed to get coverage under this plan?
The family floater plan allows the coverage for up to 9 members (6 Adults+3 children) including self, spouse, dependent parents, dependent parents-in-law, children up to 25 years.
Is any discount offered under the Activ Health Essential Plan?
You can avail a long term discount of 7.5% and 10% on selecting a 2 and 3 year policy respectively.
Does any program for chronic illness is allowed under this health insurance policy?
Yes, Activ Health’s Chronic Management Program (CMP) has been specially designed for people with chronic conditions like Diabetes, Asthma, High Cholesterol and High Blood Pressure.
Is there any option available for Second E-Opinion on Critical Illness?
Yes, the option of Second E-Opinion on Critical Illness is available under this plan.
Does Activ Health Essential Plan provide any option related to health check-up?
Yes, under this plan a health check-up program is available once every policy year, starting from the first year.
How can I get rewarded with the HealthReturns?
The Activ Health Essential Plan has an arrangement of assessing the customer's health on different parameters and on that basis, they give their respective credit scores and according to which an active day is counted. However, you can earn up to 30% of your premium as HealthReturns by just completing 13 Active Days per month and up to 6% of your premium as HealthReturns by just completing 4 Active Days per month.
Can I get my sum insured amount enhanced under the Activ Health Essential Plan?
Yes, the plan offers its policyholders a cumulative bonus with 10% increase of Sum Insured at every claim-free year, which may go max up to 100%.
Is there any possibility of any up-gradation under this Activ Health Essential Plan?
Yes, if any customer develops a chronic condition after buying the policy, he or she will be upgraded to the program without paying any additional premium.

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Claim Process at Aditya Birla Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Aditya Birla Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Aditya Birla Health Insurance
1800-270-7000Mon to Fri 10:00 AM to 7:00 PM
care.healthinsurance@adityabirlacapital.com