Aditya Birla Super Health Plus Top-up Health Insurance
Cashless Approval TAT | Within 2 hours |
Claim Settlement Ratio | 96% |
Network Hospitals | 11,000+ |
Pre-existing Disease Coverage Starting From | Day 1 |
Special Benefits | Incentivized Wellness |
Starting Premium for Rs. 5 lakh Coverage | Rs. 270/month |
About Aditya Birla Super Health Plus Top-up Health Insurance
Aditya Birla Super Health Plus Top-up Policy is a beneficial plan that offers you wide cover at most affordable premium. The policy ensures that you get the best treatment without worrying about the expenses incurred. You can seek cover under the policy if you are aged between 5 years (individual policy)/91 days (floater policy) and 65 years, for a wide range of sum insured options between Rs. 3 Lakh and Rs. 95 Lakh. When purchased on a family floater basis, you can include yourself, legally wedded spouse, and dependent children up to the age of 25 years under the Super Health Plus Top-Up Policy.
If covered under Super Health Plus Top-Up Policy, you can avail several coverage benefits such as hospitalisation expenses including COVID-19, home treatment expenses, 586 daycare expenses, pre-hospitalisation and post-hospitalisation expenses, domiciliary expenses, road ambulance expenses, organ donor expenses, treatments taken under AYUSH systems of medicines, etc. All in all, the policy ensures that you don’t have to use your savings for medical expenses.
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Key Inclusions and Exclusions of the Plan
What's Included
- In-patient hospitalisation expenses (including expenses related to COVID-19)
- Expenses arising due to home treatment
- Expenses related to daycare procedures
- Organ donor expenses are covered up to sum insured
- 30 days pre-hospitalisation and 60 days post-hospitalisation expenses
What's Not Included
- Expenses related to treatment of baldness, wigs, alopecia, toupees, etc.
- Expenses related to cosmetic treatments
- Any treatment required due to intentional self injury
- Any expenses arising due to the insured committing breach of law
- Expenses related to hearing aids, spectacles, and contact lenses
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FAQs on Super Health Plus Top-up Policy Health Insurance Plan
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Is there any limit on road ambulance expenses covered under Super Health Plus Top-up Policy?
Super Health Plus Top-up Policy covers the actual road ambulance expenses if the treatment is availed at a network hospital. Whereas, in case of non-network providers, the expenses will be covered for up to Rs. 5,000 per hospitalisation.
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Is there any limit on home treatment expenses covered under Super Health Plus Top-Up Policy?
Yes. For sum insured options of Rs. 3 Lakh and Rs. 4 Lakh, the home care treatment expenses are covered up to Rs. 25,000. Whereas, for sum insured of Rs. 5 Lakh and above, the expenses are covered for up to Rs. 50,000.
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What are the waiting periods under Super Health Plus Top-up Policy?
The initial waiting period under Super Top-Up Policy is 30 days, whereas for specific illnesses it is 24-48 months and for pre-existing diseases it is 36 months.
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What is the eligibility for Super Health Plus Top-Up Policy?
Super Health Top-Up Policy can be purchased by anyone who is aged between 5 years (individual policy)/91 days (floater policy) and 65 years.