Affordable Health Insurance Plans For Critical Illnesses in India

A Critical Illness Insurance policy protects the insured from life-threatening critical illnesses such as cancer, heart attack, and renal failure, among others. This Critical Illness Policy offers a lump sum coverage amount that can offset exorbitant medical costs incurred because of critical illnesses covered by the insurance policy.

Affordable Health Insurance Plans For Critical Illnesses In India

Here are a few Benefits of Critical Illness Insurance:

• Severe Illness Coverage- Up to 36 major critical illnesses, such as a tumour, cancer, kidney failure, heart problems, and so on, are covered.
• Lump-sum Payout- For the care of insured diseases, the insurer makes a onetime payment.
• Easy Claim Processing- Based on the diagnosis report, the claim can be processed quickly (s).
• Waiting Period- Typically, coverage is given after the waiting period has ended.
• Benefit Replacement- A portion of the lump sum will cover lost income

Critical Illness Insurance Policy Comparison

Take Away

A critical illness policy provides extra compensation to the insured for medical emergencies such as stroke, heart attack, cancer, and other illnesses. Since these emergencies or illnesses often result in higher-than-average medical costs, the underinsured individual covered by these plans receives cash to cover those expenses that a traditional health insurance policy does not cover.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.