Choose Health Insurance Policy As a Mother's Day Gift During Lockdown

Mother’s day 2020 is around the corner. And every year on this day, you offer your mother a special gift, like sending her flowers, taking her out for a meal and letting her unwrap beautiful gifts you got her. 

But what about this year? Will you let the mother’s day pass without celebrating it because of the coronavirus lockdown? 

We’re sure, no! 

But like others, you must be wondering how to buy gifts for your mother online and make the day special when all non-essential travel is banned, and the place you might plan to take your mother to mark the day is closed. 

Have no worry! You can make the day special. 

Let me help you.

There is something that you can always buy online and that will not only make her happy but take care of her health too. 

Yes, you guessed it right, Health insurance it is!

A health insurance plan will cater to her financial requirements without having to become a burden on anyone. 

Take a sneak peek top health insurance plans that can make the upcoming years healthy for your mom.

1. HDFC Ergo Health Optima Senior 

HDFC Ergo Health Optima Senior plan has been framed by HDFC Ergo Health Insurance (formerly known as Apollo Munich Health Insurance). The policy covers the husband and the wife individually while also offering a discount of 5%. Considering the great benefits offered under this plan, it can be a wonderful option to gift your mother on this Mother’s Day. She will surely cherish. Read the plan highlights below: 

• Policy type: Individual 
• Minimum and maximum entry age: 61 years; no maximum age limit
• Sum insured options: 2 Lakh, Rs. 3 Lakh, and Rs. 5 Lakh
• Coverage benefits offered: In-patient hospitalisation treatment, domiciliary hospitalisation, emergency ambulance service, organ donor expenses, 140 daycare procedures, No Claim Bonus of 5%, 30 days pre and 60 days post hospitalisation cover, and free medical second opinion 

Also read: 5 Best Health Insurance Plans in India You Can Buy in 2020

2. Star Health Medi-Classic Insurance Policy

Star Health Medi-classic is a popular indemnity based health insurance plan that will cover your mother for hospitalisation expenses incurred due to any sickness/illness/injury/disease/accident. If you plan to gift this to your mom, then you can also opt for add-on benefits like hospital cash and patient care. Read more about the plan further:

• Policy type: Individual
• Minimum and maximum entry age: 5 months and 65 years respectively
• Sum insured options: Rs. 1.5 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 10 Lakh, and Rs. 15 Lakh
• Coverage benefits offered: In-patient hospitalisation expenses, ambulance expenses, non-allopathic treatment, No Claim Bonus, automatic restoration of the sum insured, pre and post hospitalisation expenses, and cover for pre-existing diseases

To explore more about the plan, click.

3. Bajaj Allianz Silver Health

Bajaj Allianz Silver Health plan is another option that can make your mother smile this Sunday. The plan is high on coverage features and comes at an affordable premium so that you easily cope up with increasing healthcare costs. Read the features below: 

• Policy type: Individual sum insured basis
• Minimum and maximum entry age: 46 years and 76 years respectively
• Sum insured options: Rs. 50,000, Rs 1 Lakh, Rs. 1.5 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh and Rs. 5 Lakh. 
• Coverage benefits offered: 130 daycare procedures, pre and post hospitalisation expenses, ambulance charges, pre-existing diseases covered, in-patient hospitalisation expenses, easy portability, free look period, sum insured enhancement, cumulative bonus and tax benefits

For more details about the plan, Click here. 

4. Universal Sompo Senior Citizen Health Insurance

Universal Sompo Senior Citizen Insurance Policy is an economical plan that can be good support for your mother during her old age. She can also include her Spouse under individual or floater sum insured basis. Read more about the plan below:  

• Policy type: Individual/Floater
• Minimum and maximum entry age: 60 years and 70 years respectively
• Sum insured options: Rs 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, and Rs. 5 Lakh
• Coverage benefits offered: Ambulance expenses, in-patient hospitalisation expenses, AYUSH treatment, pre and post hospitalisation expenses, health check-up, daily allowance, cumulative bonus, family discount, lifetime renewability, and optional cover for critical illnesses

For further information about the plan, Click here

5. Max Bupa Heartbeat 

Max Bupa Heartbeat is a popular plan. It is available in three variants, viz: Heartbeat individual, Heartbeat Family First, and Heartbeat Family Floater. Every plan is available with further variants: Silver, Gold, Platinum. A major highlight of this plan is that it covers treatment expenses outside India as well (USA and Canada). But you need to pay an extra premium for the same. Read the plan features listed below: 

    • Policy type: Individual/Floater
    • Minimum and maximum entry age: 18 years, no maximum limit
    • Sum insured options: Ranging between Rs. 1 Lakh to Rs. 50 Lakh for different variants
    • Coverage benefits offered: Pre and post-hospitalisation cover, maternity expenses, newborn bay cover, OPD treatment, childcare benefits, organ transplant cover, tax benefits, discounts, and add-on benefits like hospital cash, enhanced geographical scope, and co-payment.

Note that the benefits mentioned under each plan are not confined only to these. 

Last Words

Don’t worry if you have little or no knowledge of buying health insurance online. 

With InsuranceDekho’s easy to use online services, buying health insurance online is not confusing anymore. 

To know more about the benefits these plans offer, or to explore more health insurance options for Mother’s Day gift, call our customer service number 7551196989. 

Cheers to celebrating mother’s day differently this year!

Also Read

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Health Insurance To Be Mandatory for Employees Post Lockdown