Documents Required For Purchasing Health Insurance Policy In India
Buying Health Insurance often is a big step, especially so if you are young. It’s important to be well prepared, a big part of which is having the right documents so that process does not get delayed. The documents required by a company can be slightly different depending on their policies but the basic list remains the same.
Given below are the documents required for purchasing a health insurance policy in India:
1. Age Proof
Several health insurance policies have eligibility criteria for age. Most require you to be in the age range of 18 - 65, while others that are made for senior citizens or children have their own specified age bracket. For these reasons, it is important to have a document that proves your age when buying a health insurance policy.
The documents which can be used as proof for age are:
- Voter ID Card
- Birth Certificate
- Aadhaar Card
- Driving License
- Passport
- 10th or 12th Marksheet
2. Identity Proof
The documents given for identity proof are essential as they help confirm your identity to the company and assist in record keeping. Any of the following documents are suitable as identity proof:
- Aadhaar card
- Passport
- Voting ID
- Driving license
- PAN card
3. Address Proof
While purchasing a health insurance policy, you are required to submit documents that have a permanent address as address proof. This is required as the insurance company will be communicating via postal service occasionally. Any of the following documents are suitable as address proof:
- Utility bills like electricity bill, telephone bill
- Driving license
- Passport
- Rent agreement if applicable
- PAN Card
- Aadhaar Card
4. Medical Reports
This is not required by every company as only some of them require a pre-insurance medical screening. If the company does indeed require a pre-insurance medical test, the reports of the tests must be submitted to purchase the policy.
5. Passport Size Photographs
Passport size photographs of every person who is being insured under the policy are required.
Conclusion
The documents required for purchasing a health insurance policy in India can differ slightly depending on the company and the type of plan you wish to purchase however, the basic document list remains the same. Following documents are required while purchasing health insurance in India: Age Proof, Address proof, identity proof, medical reports (if required), and passport-sized photographs.
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
