Health Insurance Plans for Individuals Above 70 Years in India

With reduced sources of income and increased chances of falling sick in old age, the concerns have been growing among people on how to bear the ever-increasing healthcare costs in the later stages of life. In such a scenario, people should consider buying a reliable senior citizen's health insurance plan. Senior citizen health insurance plans are a blessing for people in their 70s as they take care of medical costs commonly faced in the later years of life.

Listed below are popular senior citizen health insurance plans along with their features that you can purchase for yourself or your parents. Take a detailed look at the plans below:

1. New India Assurance Senior Citizen Mediclaim Policy

New India Senior Citizen Mediclaim Policy covers people aged between 60 and 80 years for sum insured options starting from Rs. 1 lakh. The policy covers the insured for ambulance expenses up to Rs. 1,000, pre-hospitalisation expenses for up to 30 days, post-hospitalisation expenses for up to 60 days, AYUSH treatment for up to 25% of the sum insured, organ donor expenses in case of organ transplant, and so on.

Also Read Here: Government Schemes for the Benefits with Senior Citizen in India

2. Star Health Senior Citizen Red Carpet Policy

Star Health Senior Citizen Red Carpet Policy is for people aged between 60 years and 75 years. The policy can be purchased with sum insured options ranging between Rs. 1 lakh and Rs. 25 lakh and can be purchased for sum terms of 1 year, 2 years, or 3 years. The policy covers the insured for all daycare procedures, hospitalisation cover, emergency ambulance expenses, pre-hospitalisation expenses, post-hospitalisation expenses, in-patient hospitalisation expenses, etc.

3. Tata AIG MediSenior Plan

Tata AIG MediSenior plan can be purchased by anyone who is aged at least 61 years. The good news is that the plan comes without any restriction on the maximum entry age. It covers the insured for several healthcare expenses including in-patient hospitalisation expenses, 30-days pre-hospitalisation expenses, 60-days post-hospitalisation expenses, daycare procedures, emergency ambulance expenses, etc.

Don’t Forget to Read: Top Health Insurance Plans For Senior Citizens or Parents

4. HDFC Ergo Optima Senior Plan

HDFC Ergo Optima Senior Plan covers people aged at least 61 years for sum insured options ranging up to Rs. 5 lakh. Like the MediSenior plan, this plan also does not come with any restriction on the maximum entry age. The policy provides several benefits to the insured such as cover for domiciliary treatment, in-patient treatment expenses, e-opinion, pre-hospitalisation and post-hospitalisation expenses, etc.

5. United India Senior Citizen Health Plan

United India Senior Citizen Health Plan covers people aged between 61 years and 80 years for sum insured options ranging between Rs. 1 lakh and Rs. 3 lakh. The policy covers the insured for in-patient hospitalisation expenses, pre-hospitalisation expenses, post-hospitalisation expenses, domiciliary expenses, ayurvedic treatment expenses, daycare procedures, etc.

You May Also Like to Read: Best Senior Citizen Health Insurance Plans in India

Takeaway

These were the features of popular senior citizen health insurance plans available in the market. To buy one, you can get in touch with the customer care executives at InsuranceDekho. The team at InsuranceDekho will understand your requirements and suggest the best suitable senior citizen health insurance policy as per your budget. With help, you will be able to buy the policy within a few minutes online.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.​