How Health Plan of Universal Sompo Secures Health of Your Parents

We know that the relevance of health insurance increases with age. And therefore, for senior citizens, health insurance is not an option, it is a necessity. 

Owning a senior citizen health insurance plan helps parents, especially when they are more than 60 years old, at the time of medical emergency.  

And Senior Citizen Health Insurance of Universal Sompo is an ideal option to meet the medical needs of elderly parents.  

The policy has been designed for older people to safeguard their health during the 60s. It financially strengthens them and meets high healthcare costs.  

Here are some underline facts that you need to know about Senior Citizen Health Insurance Plan of Universal Sompo for your parents.

First things first.

What should be the age of parents to buy the policy? 

To be able to seek cover under this plan, make sure you are buying the policy for parents who are: 

• Above 60 years of age on last birthday
• A permanent resident of India 
• Are not over 70 years of age 

Key Highlights of the Universal Sompo Senior Citizen Plan

Given below are the major highlights of Senior Citizen Health Insurance of Universal Sompo -

• You can take the policy for your father and mother under a single sum insured
• Your parents need to undergo a few medical tests before getting insured. 
• If parents are eligible for the plan, 50% cost is reimbursed.
• The policy is renewable for a lifetime.
• The policy comprises of two Sections-Section A and Section B.
• Section A is mandatory to be taken under the policy whereas Section B (Critical Illness) is optional.

Benefits of the Policy for Your Parents

This policy of Universal Sompo is a preferred choice for elderly parents. Here is how: 

• In-patient hospitalisation expenses are covered 
• Overage for specific daycare procedures/surgeries
• Pre and post-hospitalisation expenses are covered for up to 30 and 60 days respectively
• Cover for domiciliary hospitalisation expenses is provided 
• Ambulance charge is covered for transferring the patient to the hospital
• The plan covers expenses for accompanying person

There are other benefits available under the policy. You can find them here. 

Exclusions under Senior Citizen Health Insurance Plan

Not all treatments are covered under Universal Sompo Senior Citizen health Insurance. Read here what you will have to pay from your pockets under this plan. 

• No treatment is covered in the waiting period unless required because of an accident 
• Dental treatment or surgery of any kind is excluded unless required because of an Accidental Bodily Injury
• No alternative treatment is covered under this plan 
• Out-patient expenses are excluded
• Cosmetic or plastic surgery or weight control programs are not covered

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Conclusion

Health Insurance of Univeral Sompo for elderly parents can be an ideal choice if you meet its terms and conditions. 

Give a call at our toll-free number 1800-1205-698 to discuss the right policy for your senior citizen parents. We will help you find the most suitable insurance policy for your parents.

Check : 2 Popular Senior Citizen Health Insurance Plans You can Buy Online