Is Health Insurance Important for Women?

Indian women have always kept their health in the backseat while emphasizing the well-being of their loved ones. As a result, they have found themselves struggling with illnesses now and then.

It may have been the case in the past, but things are changing now. Women have become concerned about their health and look forward to fighting health issues without allowing finances to become a constraint.

Needless to say, health insurance has played a key role in fulfilling & strengthening the need to maintain a state of good health and not allow financial stability to get imbalanced.

Let’s uncover more in detail.

Why is Health Insurance Important For Women?

A fruitful financial stability tool, health insurance should be taken seriously by women. Being underinsured or lacking coverage at all should no longer remain an option as women are more vulnerable to illnesses in comparison to men. It's time to find out why!

After a certain age, women have a greater chance of falling prey to critical ailments like arthritis, irregular BP, diabetes, and numerous others. The most common diseases found in women are breast cancer and bone-related disorders. Moreover, how can we forget the dreads of pregnancy-related disorders that come solely in the share of women?

All in all, it can be said that getting insured is not a choice, but a necessity for women so that they don’t have to face the added financial struggle when already fighting illnesses.

So, if you have seen a strong woman bow down to her illness, and that too primarily because of financial pressure, make sure you are not in the same place, years from now.

Best Health Insurance Plans For Women 

• Maternity expenses
• Personal accident cover
• Hospitalization and post-hospitalization expenses for treatment of critical illnesses
• Livelihood support benefit (benefit for accidental death or permanent full disability)
• Breast cancer, cervical cancer, ovarian cancer, fallopian tube cancer, uterine cancer, and vaginal cancer

So, what are you waiting for? Consider the best health insurance so that you don’t let the financial pressure affect you in any way, in case you get diagnosed with a critical illness in the future. Thinking of health insurance for women is not an unwanted expense, but a major health investment to prevent your lifelong savings from going down the drain within no time.

Irrespective of whether you are a breadwinner or not, choose the best possible health insurance plan and gift yourself the much-desired peace of mind for life.

Don’t know what to look for when purchasing a health insurance plan?

Learn that an ideal women's health insurance plan should comprise features like:

1. Infertility and Maternity-related Cover

The inability to conceive or infertility has become one of the prime issues for women. Especially, it has become extremely challenging for working women to conceive, be it because of the stress-filled lifestyle or deteriorating health. To add to the struggle, medical needs during pregnancy, at the time of childbirth, and afterward have become expensive. Getting infertility and maternity coverage is a must for most adult working women so that they can at least save themselves from the stress of bearing huge expenses for the same. 

2. Critical Illness Cover

Modern Indian women have no option, but to handle a hectic lifestyle that leads them towards critical illnesses like heart disease and cancer. With time, most women have become prone to obesity, hypertension, diabetes, and countless other factors that result in coronary artery diseases. What’s worse is that many women in India have to fight their battle against cancer of the breast, cervix, ovaries, and others. Overall, be it of any type, critical illnesses put greater demands on the savings of women. So, make sure you do not disregard critical illness benefits when finalizing your choice for a health insurance plan.

3. Premium Benefits

Buying health insurance at a young age is a beneficial move to make. Why? It is because it is the time when women are quite healthy and free from any form of medical complexity. By opting for health insurance early, you benefit from a lower premium rate. So, don’t be late in buying a health insurance plan to enjoy a lower premium rate and maximum coverage.

4. Recovery Benefits

Last but not least, make sure you do not ignore recovery benefits or the cover provided by a health insurance policy for incidentals incurred by the patient, owing to an extended stay in the hospital for recovery. Note that these convalescence benefits may be offered after a period of hospitalization is completed.​

Ready to give your health and health insurance the much-needed importance? Get started with the search for the best women's health insurance plan right away!