Bharti AXA Corona Rakshak Health Insurance

Corona Rakshak Policy is a standard medical insurance policy available only for Indian citizens, that covers them for hospitalisation expenses arising due to positive diagnosis of COVID-19. It is a benefit based health insurance policy that provides you a lump sum benefit of 100% of the sum insured if you get admitted to a hospital for at least 72 continuous hours due to positive diagnosis of COVID-19. The positive diagnosis shall be from a government authorized diagnostic center. It is a short term policy that can be bought for 3.5 months (105 days), 6.5 months (195 days), and 9.5 months (285 days). Note that the policy is not renewable for lifetime.

Corona Rakshak Policy, Bharti AXA General Insurance comes with sum insured options of Rs. 50,000; Rs. 1 Lakh, Rs 1.5 Lakh, Rs. 2 Lakh, and Rs. 2.5 Lakh, that you can opt as per your requirement. The policy comes with a waiting period of 15 days, after which you can avail the coverage benefits under the policy. Another policy highlight is that you can avail tax benefits under Section 80D of the Income Tax Act, 1961, on the premium paid for the policy. In short, Corona Rakshak Policy, Bharti AXA General Insurance is an affordable insurance policy that provides you the required coverage in the corona times.

Also read: COVID 19 Insurance