Bharti AXA Smart Super Health Assure Health Insurance

Smart Super Health Assure Policy offered by Bharti AXA General Insurance provides protection to you and your family from financial stress arising due to different types of medical emergencies. The policy can be issued to an individual and/or a family, wherein a family can comprise of self, spouse, and up to three dependent children aged up to 23 years. The policy covers people aged between 91 days and 65 years, 65 years being the maximum entry age. You can add children under the policy if they are aged between 91 days and 5 years, if either parent is insured under the policy too. You can buy this policy for sum insured options of Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, or Rs. 4 Lakh, for a policy term of 1 year, 2 years, or 3 years, as per your budget and other requirements.

The policy covers you for a wide range of healthcare expenses that includes in-patient hospitalisation expenses, pre-hospitalisation and post-hospitalisation expenses, organ donor expenses, daycare expenses, treatments taken under AYUSH systems of medicines, and domiciliary hospitalisation expenses. The policy comes with optional covers too for extended coverage, that you can buy by paying an extra premium, at the time of policy purchase. Other benefits that the policy offers you include restoration of sum insured, health check-up, No Claim Bonus, emergency surface ambulance expenses, and tax benefits on the premium paid, under Section 80D of the Income Tax Act, 1961.