What are the sum insured options available under Smart uper Health Assure Policy offered by Bharti AXA General Insurance?

Smart uper Health Assure Policy offered by Bharti AXA General Insurance comes can be purchased for sum insured of Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, and Rs. 4 Lakh, as per your requirement and budget.

Is there any pre-policy check up required to be covered under Smart Super Health Assure Policy?

There is no pre-policy check up required to be covered under this policy if you are aged up to 45 years, provided there is no adverse medical history declaration in the medical form. Whereas if you are aged 46 years and above, then you may require to undergo pre-policy check-up.

Is there any limit on surface ambulance expenses covered under Smart Super Health Assure Policy?

Yes. Smart Super Health Assure Policy covers you for surface ambulance expenses for up to Rs. 3,000 per event.

What are the optional covers available under Smart Super Health Assure Policy?

Smart Super Health Assure Policy comes with the following optional covers that you can opt for by paying an extra premium: Hospital cash allowance Maternity benefit Lump sum benefit for critical illnesses

Can I avail tax benefits on the premium paid for Smart Super Health Assure Policy?

Yes. You are eligible for tax benefits on the premium paid for Smart Super Health Assure Policy, under Section 80D of the Income Tax Act, 1961.

Bharti AXA Smart Super Health Assure Insurance Wordings

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Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	93.10%
COVID-19 Cover	Yes
Network Hospitals	4,500+
Policies Sold	21,829
Renewability	Lifelong

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Bharti AXA (now ICICI Lombard) Health Insurance Plan List

Family (1)
Individual (1)
Critical Illness (1)

Name of Plan	Sum Insured
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Smart Health Insurance PlanMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50000 - 2.5 Lakh	Check Premium
Micro SmartHealth Insurance PolicyMin: 91 days; Max: 80 years	10000; 20000	Check Premium
Smart Super Health Assure PolicyMin: 91 days; Max: 65 years	1 Lakh - 4 Lakh	Check Premium
Smart Health Essential PolicyMin: 91 days; Max: 65 years		Check Premium

Bharti AXA (now ICICI Lombard) Health Insurance Top Up List

Name of Plan	Sum Insured
Smart Super Top-up Insurance PolicyMin: 18 years; Max: 70 years	5 Lakh	Check Premium

Bharti AXA Cashless Network Hospitals in India

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FAQs on Smart Super Health Assure Policy Health Insurance Plan

What are the sum insured options available under Smart uper Health Assure Policy offered by Bharti AXA General Insurance?
Smart uper Health Assure Policy offered by Bharti AXA General Insurance comes can be purchased for sum insured of Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, and Rs. 4 Lakh, as per your requirement and budget.
Is there any pre-policy check up required to be covered under Smart Super Health Assure Policy?
There is no pre-policy check up required to be covered under this policy if you are aged up to 45 years, provided there is no adverse medical history declaration in the medical form. Whereas if you are aged 46 years and above, then you may require to undergo pre-policy check-up.
Is there any limit on surface ambulance expenses covered under Smart Super Health Assure Policy?
Yes. Smart Super Health Assure Policy covers you for surface ambulance expenses for up to Rs. 3,000 per event.
What are the optional covers available under Smart Super Health Assure Policy?
Smart Super Health Assure Policy comes with the following optional covers that you can opt for by paying an extra premium:

Hospital cash allowance

Maternity benefit

Lump sum benefit for critical illnesses
Can I avail tax benefits on the premium paid for Smart Super Health Assure Policy?
Yes. You are eligible for tax benefits on the premium paid for Smart Super Health Assure Policy, under Section 80D of the Income Tax Act, 1961.

Claim Process at Bharti AXA (now ICICI Lombard) Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Bharti AXA (now ICICI Lombard) Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Bharti AXA (now ICICI Lombard) Health Insurance
18001024444Mon to Sat 9 AM to 7 PM
service@bharti-axalife.com