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Cholamandalam MS Critical Healthline Health Insurance Wordings

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Highlights
Cashless Approval TATWithin 70 minutes
Claim Settlement Ratio94%
Network Hospitals12,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsHigh Coverage
Starting Premium of Rs. 5 lakhs SIRs. 407/month

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Cholamandalam MS Critical Healthline Policy Brochure

  • 3.53 MB
  • PDF Document
  • Jul 11, 2019

Cholamandalam Health Insurance Plan List

  • Family (3)
  • Individual (2)
  • Critical Illness (1)
  • Kids (1)
  • Maternity (1)
  • Parents (1)
  • Senior Citizen (1)
  • Woman (1)
Name of PlanSum Insured
Flexi Supreme Check Premium
Arogya Sanjeevani Policy Min: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
COVID-19 PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Accident Protection PolicyMin: 6 months; Max: 69 years5 Lakh - 1 Crore Check Premium
Flexi Health PolicyMin: 3 months; Max: 65 years1 Lakh - 25 Lakh Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 2.5 lakh Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium
Hospital Cash Healthline PolicyMIn: 3 Months; Max: 65 Years1000/day Check Premium
Critical Healthline PolicyMIn: 5 Years; Max: 65 Years3 Lakh Check Premium
Healthline Policy Min: 90 Days; Max: 65 Years1 Lakh Check Premium

Cholamandalam Health Insurance Top Up List

  • Top-up (2)
Name of PlanSum Insured
Super Top-up Insurance PlanMIn: 3 Months; Max: 70 Years3 Lakh Check Premium
Top Up Healthline PolicyMin: 3 Months; Max: 65 Years50 Thousand Check Premium

FAQs on Critical Healthline Policy Health Insurance Plan

  • Who is eligible to get covered under the Chola MS Critical Healthline plan?

    People up to the age of 65 years are eligible to find coverage in the Chola MS Critical Healthline plan.

  • If I don’t like the policy after purchasing it, what can be done then?

    For such situations, the plan offers a free look period to its policyholders. Under this period, 15 days from the date of receipt of the plan are given to review all the terms and conditions of the policy and return it if found unsuitable.

  • What are the sum insured options offered under the Chola MS Critical Healthline plan?

    The sum insured options of Chola MS Critical Healthline Policy are of Rs. 3 Lakh, Rs. 5 Lakh, and Rs. 10 Lakh.

  • Do everyone needs to go through a medical test to buy the Chola MS Critical Healthline Plan?

    No, only people above 55 years of age are required to go through the medical screening before purchasing Critical Healthline Plan.

  • For how long the Chola MS Critical Healthline Policy can be renewed?

    The plan is available with a lifelong renewability option, thus it can be renewed for a lifetime.

  • Can Critical Healthline plan help me in saving the tax?

    Yes, the policy offers Income Tax exemption for up to Rs. 25,000 as per the section 80D of the IT Act. 

  • Can I include my kids in the Chola MS Critical Healthline?

    Yes, you can include your children in the Chola MS Critical Healthline. The plan allows to include up to 3 kids in the plan.

  • What if I already own a critical illness policy?

    In such a case, you need to reveal the details of your existing plan during the purchase of Chola MS Critical Healthline Policy. However, if you fall prey to any critical illness, you can request a claim under any or both of your policies simultaneously.

  • What is the policy term period of Chola MS Critical Healthline?

    The Critical Healthline policy is issued for one year only, which you can get renewed every year during your lifetime.

  • Does the Critical Healthline Policy cover any daycare treatments?

    Yes, 141-daycare procedures and treatment are covered under this policy.

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Claim Process at Cholamandalam Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Cholamandalam Health Insurance Contact Details

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