Cholamandalam MS Healthline Health Insurance

If financial stability is a big issue for you, opting for Chola Healthline will be the best move to make. The policy has an extensive coverage and won’t let you face financial concerns or watch your savings drain off in one go. Inpatient hospitalisation, pre & post hospitalisation expenses, domiciliary hospitalisation, and emergency ambulance expenses are a few major elements covered. The list also includes - 

• AYUSH coverage 
• 141 day care procedures  
• Donor expenses for organ transplantation 
• Maternity treatment (Privilege plan)
• New born baby expenses (Privilege plan)
• Extended hospitalisation allowance (Enrich and Privilege)
• Double sum insured for accidents and critical illnesses (Enrich and Privilege)
• Specialist opinion for critical illness (Privilege plan)
• Child hospitalization allowance per hospitalization (Enrich plan)
• OPD dental expenses, spectacles, contact lens, hearing aids and health check up (Privilege plan)

Chola Healthline is a complete plan that takes care of one’s requirements to a tee, be it a kid or an adult. Offering multiple benefits regarding expense coverage, the policy also ensures that the insured individual gets to make the most of Chola Healthline by providing benefits including -

• Lifelong renewal of policy
• Cumulative bonus 
• Health checkup expenses (Freedom, Enrich, and Privilege plans)
• Discount on long term policy purchase - 6% on 2-year policy and 12% on 3-year policy
• 10% discount on the premium for insured from Tier 2 locations
• Tax benefits under Section 80D of the Income Tax Act

Chola Healthline is not only a smart decision, but also a great investment, which ensures that your health and financial stability don’t become a subject of compromise, no matter how severe the situation becomes.

If interested in Chola Healthline, it is advisable to buy it through online mode to enable quick issuance of the policy. You can also prefer going with InsuranceDekho as your platform to benefit with policy portability, policy transparency, claim settlement support, and added support to make the experience complete.

Yes, it is possible to get a cover for the complete family under a single sum insured. The members can comprise proposer, spouse, dependent kids, dependent parents, parents-in-law, and siblings on an individual sum insured basis. Whereas, self, spouse, dependent kids are covered on a family floater basis. 

Yes, the Healthline provides an opinion for critical illness under its Privilege Healthline Plan up to the amount of Rs. 25,000.

Yes, as the plan doesn’t offer the coverage for out-patient expenses, therefore, policyholders are required to get hospitalised for making a claim. The out-patient expenses are covered only for specs, hearing aids, lenses and so on. 

A policyholder is eligible to request a claim either on a cashless or on a reimbursement basis, only if he/she gets hospitalised for at least 24 hours. Only for daycare treatments, hospitalisation can be lesser than 24 hours.