HDFC ERGO Corona Kavach Health Insurance Wordings

This Corona Kavach Plan by HDFC ERGO General Insurance offers a wide sum insured range from Rs. 50,000 to Rs. 5 lakh, in the multiples of Rs. 50,000, to an individual as well as families.

The Corona Kavach Plan by HDFC ERGO General Insurance will compensate your medical expenses related to the treatment of Covid-19 within 15 days from the policy commencement date only. The insurance company will not be liable to pay for any expenses until the expiry of the stated waiting period. 

Yes, the insurance company will offer compensation, for the cost of treatment incurred by the insured person, for availing the medical treatment at home for Covid-19 after getting tested positive for coronavirus in a government recognised diagnostic centre or pathology lab for maximum up to 14 days in every case. 

The insurance company indemnify pre-hospitalisation expenses and pre-hospitalisation expenses and home care treatment expenses incurred for a fixed period of 15 days prior to the date of hospitalisation or home care treatment and for a fixed period of 30 days from the date of discharge from the hospital covered under the insurance provider.