What are the features that make HDFC Ergo Day2Day Care Policy unique?

Following are the highlights of Day2Day Care Policy: It covers all inevitable outpatient expenses from day one You get 100% cashless redemption for outpatient expenses, if the services are availed at the network providers If covered under the policy, your claim will not be rejected on the basis of current health status You get cover for unlimited general and specialist doctor consultation at our network providers

What are the member combination options available in single individual policy HDFC Ergo Day2Day Care Policy?

If purchased on a single individual basis, you can be covered in the following combinations: 1A, 1A+1C, 1A+2C,1A+3C, 1A+4C, 1A+5C, 2A, 2A+1C, 2A+2C, 2A+3C, 2A+4C, 3A, 3A+1C, 3A+2C, 3A+3C, 4A, 4A+1C, and 4A+2C only. The 4 adults can be a combination of self, spouse, either set of dependent parents/parents-in-law.

What are the member combination options available in single family floater policy HDFC Ergo Day2Day Care Policy?

A maximum of 4 members can be covered in a single family floater policy with a maximum of 2 adults and 3 children. The member combinations offered in a single family floater policy are: 1A+1C, 1A+2C, 1A+3C, 2A, 2A+1C and 2A+2C only. The 2 adults can be self and spouse. Note that the dependent parents/parents-in-law are required to be covered in a separate policy.

What is the tenure for Day2Day Care Policy?

Day2Day Care Policy can be purchased for 1 or 2 years, and the sum insured and benefits of the policy shall be applicable on the basis of policy year.

Will I be eligible for tax benefits on the premium paid for Day2Day Care Policy?

Yes. You can avail tax benefits on the premium paid for Day2Day Care Policy, under Section 80D of the Income Tax Act, 1961.

HDFC ERGO Day2Day Care Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 37 mins
Claim Settlement Ratio	99.80%
Network Hospitals	13,000+
PED Coverage Starting From	3 year
Special Benefits	2X Cover from Day 1
Starting Premium	Rs. 1090/month

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HDFC ERGO Health Insurance Plan List

Family (3)
Individual (4)
Cancer (1)
Critical Illness (2)
Diabetes (1)
Parents (1)
Senior Citizen (1)

Name of Plan	Sum Insured
Optima SecureMin: 91 Days, Max: 65 YearsPopular		Check Premium
Optima RestoreMin: 91 Days, Max: 65 YearsPopular	3 Lakh	Check Premium
my: health SurakshaMin: 91 Days; Max: No LimitPopular	3 Lakh	Check Premium
Health Suraksha Top-Up Plus PolicyMin: 91 days; Max: 65 years	3 Lakh - 10 Lakh	Check Premium
my:Health Women Suraksha PolicyMin: 18 years; Max: 45 years	1 Lakh - 1 Crore	Check Premium
Dengue Care Policy Min: 91 Days; Max: 65 years	50 Thousand - 1 Lakh	Check Premium
Easy Health PolicyMin: 91 days; Max: 65 years	1 Lakh - 50 Lakh	Check Premium
my:Health Koti SurakshaMin: 18 years; Max: 65 years		Check Premium
Maxima PolicyMin: 91 Days; Max: 65 years		Check Premium
Day2Day Care PolicyMin: 91 Days; Max: 65 years		Check Premium
iCan CancerMin: 5 Years; Max: 65 Years	5 Lakh	Check Premium
Health WalletMin: 91 Days; Max: 65 Years	3 Lakh	Check Premium
EnergyMin: 18 Years, Max: 65 Years	2 Lakh	Check Premium
Optima SeniorMin: 61 Years; Max: No Limit	2 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day ; Max: 65 years	50,000 - 5 lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Critical Illness PlanMin: 5 Years; Max: 65 Years	5 Lakh	Check Premium

HDFC ERGO Health Insurance Top Up List

Top-up (4)
Family (1)
Individual (1)

Name of Plan	Sum Insured
Optima PlusMin: 91 Days; Max: 65 YearsPopular	5 Lakh	Check Premium
my: Health Medisure Super Top-upMin: 3 Months; Max: 65 YearsPopular	3 Lakh	Check Premium
Optima SuperMin: 91 Days; Max: 65 Years	5 Lakh	Check Premium

9552 HDFC ERGO Cashless Network Hospitals in India

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FAQs on Day2Day Care Policy Health Insurance Plan

What are the features that make HDFC Ergo Day2Day Care Policy unique?
Following are the highlights of Day2Day Care Policy:

It covers all inevitable outpatient expenses from day one

You get 100% cashless redemption for outpatient expenses, if the services are availed at the network providers

If covered under the policy, your claim will not be rejected on the basis of current health status

You get cover for unlimited general and specialist doctor consultation at our network providers
What are the member combination options available in single individual policy HDFC Ergo Day2Day Care Policy?
If purchased on a single individual basis, you can be covered in the following combinations: 1A, 1A+1C, 1A+2C,1A+3C, 1A+4C, 1A+5C, 2A, 2A+1C, 2A+2C, 2A+3C, 2A+4C, 3A, 3A+1C, 3A+2C, 3A+3C, 4A, 4A+1C, and 4A+2C only. The 4 adults can be a combination of self, spouse, either set of dependent parents/parents-in-law.
What are the member combination options available in single family floater policy HDFC Ergo Day2Day Care Policy?
A maximum of 4 members can be covered in a single family floater policy with a maximum of 2 adults and 3 children. The member combinations offered in a single family floater policy are: 1A+1C, 1A+2C, 1A+3C, 2A, 2A+1C and 2A+2C only. The 2 adults can be self and spouse. Note that the dependent parents/parents-in-law are required to be covered in a separate policy.
What is the tenure for Day2Day Care Policy?
Day2Day Care Policy can be purchased for 1 or 2 years, and the sum insured and benefits of the policy shall be applicable on the basis of policy year.
Will I be eligible for tax benefits on the premium paid for Day2Day Care Policy?
Yes. You can avail tax benefits on the premium paid for Day2Day Care Policy, under Section 80D of the Income Tax Act, 1961.

Claim Process at HDFC ERGO Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.