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ICICI Lombard Rishtey Health Insurance User Reviews

253 reviews Rate This
ICICI Lombard
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio99.80%
Network Hospitals9,500+
Pre-existing Disease Waiting Period2 year
Special BenefitsAnywhere Cashless
Starting Premium for Rs. 5 lakh SIRs. 581/month

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Rating of Rishtey
4.2
Based on
30 User reviews

  • Tools for comparison of plans

    The website of InsuranceDekho had online tools for comparison. I used these tools for comparing different life insurance plans and choosing the one that best suited my needs. I ended up buying the ICICI Lombard- Rishtey from InsuranceDekho. 

    J
    Joydeep Thapa
    On: Jul 19, 2023

  • Valuable suggestions

    I landed on InsuranceDekho looking for a suitable health plan for my parents. I got a number of quotes, but I could not make up my mind on how to select one. I contacted the team through the helpline number and talked about my choices and expectations. Valuable suggestions received from the team encouraged me to issue ICICI Lombard’s Rishtey plan.

    K
    Kabir Sharma
    On: Mar 01, 2021

  • Health plans for seniors

    I wanted a health plan to provide essential medical treatment-related protection to my parents. A friend recommended InsuranceDekho where I found a list of plans. I compared the benefits and the premiums and bought Rishtey comprehensive health cover offered by ICICI Lombard.

    R
    Rituparna Saha
    On: Feb 15, 2021

  • Awesome quotes

    I acknowledge InsuranceDekho for helping me get a full proof health plan for my family. I received a number of insurance policy quotes by just submitting certain basic information. After generating a few quotes, I started comparing to get the best offer. I found ICICI Lombard’s Rishtey plan.

    T
    Timir Chakraborty
    On: Jan 28, 2021

  • Suitable policies

    I came to InsuranceDekho looking for a suitable Health plan for my parents. I checked the claim settlement ratios and availability of network hospitals of various insurance companies and compared their proposed premium quote. ICICI Lombard’s Rishtey Health Insurance policy seemed suitable from every aspect, so I bought it.

    P
    Purbasha Mukherjee
    On: Jan 18, 2021
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Proactive customer care team

    InsuranceDekho has such a dynamic support team. I did not understand how to proceed with the policy selection and issuance process. I called the team. They assisted me from the beginning to the end and helped me choose the Rishtey policy of ICICI Lombard.

    A
    Amitava Sen
    On: Nov 10, 2020

  • Maximum benefits!

    Rishtey by ICICI Lombard which i bought last year offers me maximum benefits at during my declining years. Extensive coverage, affordable premiums, and quality customer service, there are a lot i can say about the policy. 

    P
    Prem Patel
    On: Jan 29, 2020

  • Most Advantageous

    As far as I am concerned, Rishtey is the most advantageous health policy for senior citizens in India. First, it’s valid for 2 years, and secondly, it covers everything that I wanted. 

    A
    Avdhesh Yadav
    On: Jan 18, 2020

  • Very good policy!

    With Rishtey, ICICI Lombard has developed a strong relationship with me. It’s a policy that covers me at the age of 75. it’s a very good policy for senior citizens. 

    V
    Vinod Kumar Gautam
    On: Jan 07, 2020

  • Feeling secure!

    This policy of ICICI Lombard covers me against all medical expenses incurred during hsopitalisation. I am not worried about the financial problem with this policy. I always feel secure regarding my health!

    R
    Ravi Gautam
    On: Jan 07, 2020

4280 ICICI Lombard Cashless Network Hospitals in India

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FAQs

  • Why should I buy ICICI Lombard health insurance policy?

    ICICI Lombard Health Insurance is a smart choice to secure yourself and your loved ones against medical contingencies. The plans offered provide comprehensive health coverage along with outpatient department (OPD) benefits, maternity cover and a host of wellness benefits. Also, there are various value added services that enable you to enhance the sum assured, in case of claim-free years.

  • How do I cancel ICICI Lombard policy?

    You can easily cancel your policy during free-look period, just fill up the form and visit any of the ICICI Lombard branches. Once request is processed, refund of premium amount will be provided after applicable deductions(in any) within 15 days.

  • What is the toll free number of ICICI Lombard General Insurance?

    ICICI Lombard’s toll free number is 1800-2666.

  • What do you mean by floater option in ICICI Lombard health insurance plan?

    In a floater option, a single policy under one sum insured covers all the family. It can cover, 2 adults, 2 adults, and 1 child; 1 adult and 2 children; 2 adults and 3 children; 1 adult and 1 child. The sum insured can be used by anyone or all covered under the policy until the time the limit is exhausted.

  • Can I insure more than 2 adults or more than 3 children in my ICICI Lombard health insurance plan?

    There can be a maximum of 2 adults and 3 children in a policy. If the number of adults or number of children is more than 2+3, you need to buy a separate policy for the additional members.

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Claim Process at ICICI Lombard Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ICICI Lombard Health Insurance Contact Details

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