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ICICI Lombard Rishtey Health Insurance Wordings

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Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio99.80%
Network Hospitals9,500+
Pre-existing Disease Waiting Period2 year
Special BenefitsAnywhere Cashless
Starting Premium for Rs. 5 lakh SIRs. 581/month

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ICICI Lombard Rishtey Brochure

  • 43.90 KB
  • PDF Document
  • Jun 13, 2019

ICICI Lombard Health Insurance Plan List

  • Critical Illness (1)
  • Family (3)
  • Maternity (2)
  • Parents (2)
  • Senior Citizen (3)
  • Woman (2)
  • Individual (3)
  • Kids (2)
Name of PlanSum Insured
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Health AdvantEDGE Check Premium
Complete Health InsuranceMin: 3 Months; Max: No Limit5 Lakh Check Premium
Health BoosterMin: 3 Months; Max: No Limit5 Lakh Check Premium
Smart Super Health PlanMin: 91 Days; Max: 65 Years5 Lakh Check Premium
Corona Kavach PolicyMin:1 Day; Max: 65 Years50,000 - 5 lakh Check Premium
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years50,000 - 2.5 lakh Check Premium
Personal ProtectMin: 18 years; Max: 65 years3 Lakh - 25 Lakh Check Premium

ICICI Lombard Health Insurance Top Up List

  • Family (1)
  • Individual (1)
  • Kids (1)
Name of PlanSum Insured
Health BoosterMin: 3 Months; Max: No Limit5 Lakh Check Premium
Healthcare Plus PolicyMin: 5 years; Max: 65 years3 Lakh - 10 Lakh Check Premium

4280 ICICI Lombard Cashless Network Hospitals in India

FAQs on Rishtey Health Insurance Plan

  • What is the eligibility age for Rishtey Health Insurance?

    For Rishtey plan, while the minimum entry age is 3 months, the maximum entry age is 70 years.

     

  • What is the maximum renewal age for Rishtey plan?

    The maximum renewal age for Rishtey plan is 75 years.

  • What are the sum insured options under ICICI Lombard’s Rishtey plan?

    For Plan 1, the sum insured is Rs. 2 Lakh per year. While, for Plan 2, the sum insured is Rs. 3 Lakh per year.

  • Does Rishtey plan by ICICI Lombard cover pre-existing illness?

    Yes, Rishtey plan covers pre-existing illness of the insured from the fifth year. 

  • After what age does one have to opt for medical checkup under Rishtey plan?

    Under Rishtey plan, one has to go for medical checkup above the age of 55 years.

  • What is the air fare reimbursement amount under Rishtey plan?

    The air ticket reimbursement amount for Plan 1 (sum insured Rs. 2 Lakh) is Rs. 10,000. For Plan 2 (sum insured Rs. 3 Lakh), the air ticket reimbursement amount is Rs. 20,000.

  • Does Rishtey plan cover Homeopathy/Ayurvedic/Unani treatment?

    No, the plan covers only allopathic treatment. 

  • What is the amount covered under the Nursing Care Benefit of Rishtey plan?

    ICICI Lombard’s Rishtey plan pays for the expenses, up to 3 days at a rate of Rs. 500 per day for nursing care benefit. 

  • Does Rishtey plan offer tax benefits?

    Yes, a Rishtey plan policyholder can avail tax benefits under the Indian Income Tax Act, 1961 section 80D. 

  • Can I buy ICICI Lombard’s Rishtey plan online?

    Yes, you can! To purchase the plan, you can visit the website of ICICI Lombard. You can also contact us, at InsuranceDekho to learn more about the same.

     

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Claim Process at ICICI Lombard Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ICICI Lombard Health Insurance Contact Details

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