Liberty Arogya Sanjeevani Health Insurance Wordings

Arogya Sanjeevani Policy, Liberty General Insurance comes with the following waiting periods: 

• Initial waiting period of 30 days from the date of policy policy start
• Waiting period of 24 months and 48 months for specific diseases
• Waiting period of 48 months for pre-existing illnesses

Yes. You can avail tax benefits on the premium paid for Arogya Sanjeevani Policy offered by Liberty General Insurance, under Section 80D of the Income Tax Act, 1961.

There is no requirement of pre-medical check-up under Arogya Sanjeevani Policy for people aged up to 45 years who have no medical history. 

Yes. If covered under Arogya Sanjeevani Policy, you can avail cumulative bonus of 5% for every year a claim is not made, for a maximum of 50%.