Liberty Corona Kavach Health Insurance Wordings

Yes. Liberty General Corona Kavach Policy can be purchased on an individual as well as floater basis. Note that on an individual basis, the sum insured shall be applied to each individual family member whereas on a floater basis, the sum insured shall apply to the entire family.

Yes. You are eligible to avail tax benefits on the premium paid for Liberty General Corona Kavach Policy under Section 80D of the Income Tax Act. 

Yes. The following sub-limits are applicable under Liberty General Corona Kavach Policy: 

• Hospital Daily Cash: 0.5% of sum insured per day subject to maximum of 15 days in a policy period for every insured member
• Home care treatment: Subject to a maximum of 14 days per incident.

Liberty General Corona Kavach Policy covers you for medical expenses incurred for in-patient care treatment for COVID-19 under Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy systems of medicines. These are covered for up to the sum insured during a policy term as per the policy terms and conditions.