Will I be allowed cashless treatment under Arogya Sanjeevani Policy, ManipalCigna?

Yes! In fact, you can avail cashless treatment for Arogya Sanjeevani Policy, ManipalCigna at more than 6500+ network hospitals in India.

How many family members can I cover under Arogya Sanjeevani Policy, ManipalCigna?

If purchasing the policy on individual sum insured basis, you can include self, spouse, son, daughter, parents & parents in law. However, on purchasing the policy on family floater sum insured basis, you get to cover self, spouse, children up to the age of 25 years or parents/parents in law. You can cover a maximum of 2 adults and 3 children under a single policy.

What are the sum insured options I can choose between for Arogya Sanjeevani Policy, ManipalCigna?

Arogya Sanjeevani Policy, ManipalCigna features sum insured options such as Rs. 1 Lakh, Rs. 1.5 Lakh, Rs. 2 Lakh, Rs. 2.5 Lakh, Rs. 3 Lakh, Rs. 3.5 Lakh, Rs. 4 Lakh, Rs. 4.5 Lakh, and Rs. 5 Lakh.

I want to avail cataract treatment. Does Arogya Sanjeevani Policy, ManipalCigna provide cover for it?

Yes, it does! However, note that you will be indemnified expenses incurred for cataract treatment, subject to a limit of 25% of sum insured or Rs. 40,000, whichever is lower per each eye, in one policy year.

Will Arogya Sanjeevani Policy, ManipalCigna cover me for dental treatment?

Under Arogya Sanjeevani Policy, ManipalCigna, you will also gain coverage for dental treatment, but if only it is necessary due to disease or injury. Furthermore, you will also be covered for plastic surgery, if necessitated due to disease or injury.

Is Cumulative Bonus benefit covered under Arogya Sanjeevani Policy, ManipalCigna?

Yes! Under the benefit of cumulative bonus, you will receive an increase of 5% of sum insured for every claim free year. Note that cumulative bonus will be reduced by 5% if a claim is made. Maximum accumulation upto 50% of sum insured is granted.

What is the waiting period under Arogya Sanjeevani Policy, ManipalCigna?

While the initial waiting period is 30 days, the specific illness waiting period is 24 months or 48 months. The waiting period associated with pre-existing disease is 48 months.

Does Arogya Sanjeevani Policy, ManipalCigna feature any co-payment clause?

Yes! Under Arogya Sanjeevani Policy, ManipalCigna, 5% co-pay is applicable on all claims.

Can I expect any discounts under the Arogya Sanjeevani Policy, ManipalCigna?

Under the policy, you can make the most of a family discount of 15% on covering 2 or more family members under single individual policy.

What if I want to cancel Arogya Sanjeevani Policy, ManipalCigna after I buy it? Will I be allowed to do so?

Yes, you will be allowed to cancel the Arogya Sanjeevani Policy, ManipalCigna within 15 days (free-look period) from date of receipt of the policy to review the terms and conditions, and return the same in case, they are not acceptable to you.

ManipalCigna Arogya Sanjeevani Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	93.40%
Network Hospitals	8,900+
Pre-existing Disease Coverage From	2 years
Pre-existing Disease Waiting Period	2 years
Special Benefits	Unlimited Restoration
Starting Premium (for 5L SI)	Rs. 566/month

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ManipalCigna Arogya Sanjeevani Policy Brochure

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Apr 13, 2020

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ManipalCigna Health Insurance Plan List

Family (4)
Individual (4)
Critical Illness (1)
Maternity (1)
Woman (1)

Name of Plan	Sum Insured
PrimePopular		Check Premium
ProHealth PrimePopular		Check Premium
Prime Senior Health Insurance PlanPopular		Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50 Thousand - 2.5 Lakh	Check Premium
Lifetime Health Insurance PolicyMin: 91 Days; Max: 65 years		Check Premium
Corona Kavach PolicyMin: 1 day ; Max: 65 years	50,000 - 5 lakh	Check Premium
Lifestyle Protection Critical CareMin: 18 Years; Max: 65 Years	1 Lakh	Check Premium
Pro HealthMin: 91 Days; Max: No Limit	2 Lakh	Check Premium

ManipalCigna Health Insurance Top Up List

Family (1)
Individual (1)
Maternity (1)
Woman (1)

Name of Plan	Sum Insured
Super Top-Up Policy Min: 91 Days ; Max: No Max LimitPopular	3 Lakh - 30 Lakh	Check Premium
Pro HealthMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Lifetime Health Insurance PolicyMin: 91 Days; Max: 65 years		Check Premium

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FAQs on Arogya Sanjeevani Policy Health Insurance Plan

Will I be allowed cashless treatment under Arogya Sanjeevani Policy, ManipalCigna?
Yes! In fact, you can avail cashless treatment for Arogya Sanjeevani Policy, ManipalCigna at more than 6500+ network hospitals in India.
How many family members can I cover under Arogya Sanjeevani Policy, ManipalCigna?
If purchasing the policy on individual sum insured basis, you can include self, spouse, son, daughter, parents & parents in law. However, on purchasing the policy on family floater sum insured basis, you get to cover self, spouse, children up to the age of 25 years or parents/parents in law. You can cover a maximum of 2 adults and 3 children under a single policy.
What are the sum insured options I can choose between for Arogya Sanjeevani Policy, ManipalCigna?
Arogya Sanjeevani Policy, ManipalCigna features sum insured options such as Rs. 1 Lakh, Rs. 1.5 Lakh, Rs. 2 Lakh, Rs. 2.5 Lakh, Rs. 3 Lakh, Rs. 3.5 Lakh, Rs. 4 Lakh, Rs. 4.5 Lakh, and Rs. 5 Lakh.
I want to avail cataract treatment. Does Arogya Sanjeevani Policy, ManipalCigna provide cover for it?
Yes, it does! However, note that you will be indemnified expenses incurred for cataract treatment, subject to a limit of 25% of sum insured or Rs. 40,000, whichever is lower per each eye, in one policy year.
Will Arogya Sanjeevani Policy, ManipalCigna cover me for dental treatment?
Under Arogya Sanjeevani Policy, ManipalCigna, you will also gain coverage for dental treatment, but if only it is necessary due to disease or injury. Furthermore, you will also be covered for plastic surgery, if necessitated due to disease or injury.
Is Cumulative Bonus benefit covered under Arogya Sanjeevani Policy, ManipalCigna?
Yes! Under the benefit of cumulative bonus, you will receive an increase of 5% of sum insured for every claim free year. Note that cumulative bonus will be reduced by 5% if a claim is made. Maximum accumulation upto 50% of sum insured is granted.
What is the waiting period under Arogya Sanjeevani Policy, ManipalCigna?
While the initial waiting period is 30 days, the specific illness waiting period is 24 months or 48 months. The waiting period associated with pre-existing disease is 48 months.
Does Arogya Sanjeevani Policy, ManipalCigna feature any co-payment clause?
Yes! Under Arogya Sanjeevani Policy, ManipalCigna, 5% co-pay is applicable on all claims.
Can I expect any discounts under the Arogya Sanjeevani Policy, ManipalCigna?
Under the policy, you can make the most of a family discount of 15% on covering 2 or more family members under single individual policy.
What if I want to cancel Arogya Sanjeevani Policy, ManipalCigna after I buy it? Will I be allowed to do so?
Yes, you will be allowed to cancel the Arogya Sanjeevani Policy, ManipalCigna within 15 days (free-look period) from date of receipt of the policy to review the terms and conditions, and return the same in case, they are not acceptable to you.

View More Questions

Claim Process at ManipalCigna Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
ManipalCigna Health Insurance
1800-102-4462Mon to Fri 9:00 AM to 6:00 PM
customercare@manipalcigna.com