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Star Comprehensive Health Insurance Wordings

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Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio99.10%
Network Hospitals14,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SIRs. 410/month

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Star Star Comprehensive Brochure

  • 312.02 KB
  • PDF Document
  • Mar 25, 2019

Star Health Insurance Plan List

  • Individual (4)
  • Family (5)
  • Kids (2)
  • Parents (1)
  • Maternity (1)
  • Woman (1)
  • Senior Citizen (1)
  • Diabetes (1)
  • Cardiac (1)
  • Cancer (1)
  • Autism (1)
  • HIV (1)
  • Critical Illness (1)
Name of PlanSum Insured
Smart Health Pro Check Premium
Women Care Check Premium
Premiere Check Premium
Assure Check Premium
Young Star Insurance PolicyMin: 91 days; Max: 40 years3 Lakh-1 Crore Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Corona Kavach PolicyMin: 1 Day, Max: 65 Years50,000 - 5 Lakh Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 2.5 lakh Check Premium
Outpatient Care Insurance PolicyMin: 31 day; Max: 50 years25 Thousand - 1 Lakh Check Premium
Star Micro Rural And Farmers Care PolicyMin: 12 months; Max: 65 years Check Premium
Star Novel Coronavirus (nCov) (COVID-19) InsuranceMin: 3 months; Max: 65 years Check Premium
Family DeliteMin: 5 Months; Max: 65 Years2 Lakh Check Premium
Star Care Micro InsuranceMin: 2 Years; Max: 65 Years1 Lakh Check Premium
Star ComprehensiveMin: 3 Months; Max: 65 Years5 Lakh Check Premium
Red CarpetMini: 60 Years; Max 75 Years1 Lakh Check Premium
Diabetes SafeMin: 18 Years; Max: 65 Years3 Lakh Check Premium
Cardiac CareMin: 10 Years; Max 65 Years3 Lakh Check Premium
Medi Classic Insurance PolicyMin: 5 Months; Max: 65 Years2 Lakh Check Premium
Cancer Care Gold Min: 5 Months; Max: 65 Years3 Lakh Check Premium
Star Health GainMin: 91 Days; Max: 65 Years1 Lakh Check Premium
Special Care Min: 3 Years; Max: 25 Years3 Lakh Check Premium
Criticare PlusMin 18 Years; Max: 65 Years2 Lakh Check Premium
Family Health OptimaMin: 16 Days; Max: 65 Years3 Lakh Check Premium

Star Health Insurance Top Up List

  • Family (1)
  • Individual (1)
Name of PlanSum Insured
Super SurplusMin: 91 Days; Max: 65 Years5 Lakh Check Premium
Star Hospital Cash Insurance PolicyMin: 91 days; Max: 65 years Check Premium

9625 Star Cashless Network Hospitals in India

FAQs on Star Comprehensive Health Insurance Plan

  • Is the portability feature available under Star Comprehensive Plan?

    Yes, the policy is portable. If the policyholder seeks his or her policy to port to another insurer at the time of renewal, then an application in the appropriate form should be present before the company at least before 45 days from the date of renewal.

  • Is there any limit of the sum insured to get air ambulance’s expense covered?

    Yes, air ambulance cost is covered only after Rs. 7.5 Lakh of sum insured.

  • Will investing in this policy bring any tax benefit for me?

    Yes. If you make the payment of premium by any mode other than cash for this health insurance policy, you get eligible for relief under Section 80D of the Income Tax Act 1961.

  • How much co-payment is available on this policy?

    This policy holds a co-payment of 10% of each and every claim made by insured individuals who are above 60 years at the entry level of the plan and renewals thereafter.

  • What should be the age of people who can have this policy?

    People between 18 years and 65 years of age at the time of entry can take this insurance plan.

  • How many daycare procedures are covered in this policy?

    Under the Star Comprehensive Plan, there are more than 400-day care procedures are covered.

  • How much amount is dedicated under the plan for Bariatric Surgery in every policy period?

    The plan offers a financial aid of maximum Rs. 2,50,000 for Bariatric Surgery.

  • Is there any exit age in this policy?

    No, there exist no exit age in the Star Comprehensive Plan.

  • Who are eligible for pre-acceptance medical screening?

    Individuals above 50 years of age are required to undergo pre-acceptance medical screening at the enters empanelled with the insurer. The cost of such screening will be borne by the insurance firm only. Although, the age for screening and the cost are subject to change.

  • What is the toll-free number where I can gain detailed information regarding Star Comprehensive Plan?

    You can get all your queries, pertaining to the Star Comprehensive Plan, resolved by contacting us on the toll-free number - 1800-120-5698.

  • Is the portability feature available under Star Comprehensive Plan?

    Yes, the policy is portable. If the policyholder seeks his or her policy to port to another insurer at the time of renewal, then an application in the appropriate form should be present before the company at least before 45 days from the date of renewal.

  • Is there any limit of the sum insured to get air ambulance’s expense covered?

    Yes, air ambulance cost is covered only after Rs. 7.5 Lakh of sum insured.

  • Will investing in this policy bring any tax benefit for me?

    Yes. If you make the payment of premium by any mode other than cash for this health insurance policy, you get eligible for relief under Section 80D of the Income Tax Act 1961.

  • How much co-payment is available on this policy?

    This policy holds a co-payment of 10% of each and every claim made by insured individuals who are above 60 years at the entry level of the plan and renewals thereafter.

  • What should be the age of people who can have this policy?

    People between 18 years and 65 years of age at the time of entry can take this insurance plan.

  • How many daycare procedures are covered in this policy?

    Under the Star Comprehensive Plan, more than 400-day care procedures are covered.

  • How much amount is dedicated under the Star Comprehensive plan for Bariatric Surgery in every policy period?

    The plan offers a financial aid of maximum Rs. 2,50,000 for Bariatric Surgery.

  • Is there any exit age in Star Comprehensive policy?

    No, there exist no exit age in the Star Comprehensive Plan.

  • Who are eligible for pre-acceptance medical screening in Star Comprehensive Plan?

    Individuals above 50 years of age are required to undergo pre-acceptance medical screening at the enters empanelled with the insurer. The cost of such screening will be borne by the insurance firm only. Although, the age for screening and the cost are subject to change.

  • What is the toll-free number where I can gain detailed information regarding Star Comprehensive Plan?

    You can get all your queries, pertaining to the Star Comprehensive Plan, resolved by contacting us on the toll-free number - 1800 425 2255/1800 102 4477.

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Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Star Health Insurance Contact Details

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