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Reliance MORE Health Insurance Wordings

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Highlights
Cashless Approval TAT4 hour Cashless Claim Processing
Claim Settlement Ratio99.90%
Network Hospitals10,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsMore Cover, More time, More Global
Starting Premium for Rs. 5 lakhs coverageRs. 243/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Reliance MORE Health Insurance Brochure

  • 353.87 KB
  • PDF Document
  • Jul 25, 2019

Reliance Health Insurance Plan List

  • Family (3)
  • Individual (3)
  • Kids (2)
  • Parents (2)
  • Senior Citizen (2)
  • Woman (2)
  • Critical Illness (1)
Name of PlanSum Insured
MORE Health InsuranceMin: 91 Days; Max: 65 Years 3 Lakh Check Premium
Arogya Sanjeevani Policy Min: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Health GainMin: 91 Days; Max: 65 Years3 Lakh Check Premium
Hospi Care PolicyMin: 90 days; Max: 65 years1 Lakh - 10 Lakh Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 5 lakh Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium
Health Infinity Min: 91 Days; Max: 65 Years 3 Lakh Check Premium
HealthWiseMin: 3 Months; Max: 65 Years1 Lakh Check Premium
Critical Illness InsuranceMin: 18 Years; Max: 65 Years5 Lakh Check Premium
Personal Accident PolicyMin: 18 years; Max: 70 years5 Lakh - 20 Lakh Check Premium

9120 Reliance Cashless Network Hospitals in India

FAQs on MORE Health Insurance Health Insurance Plan

  • What is the sum insured range for MORE Health Insurance policy?

    The sum insured options for MORE Health Insurance range between Rs. 3 Lakh to Rs. 100 Lakh.

  • What is the eligibility criteria for buying MORE Health Insurance policy?

    For MORE Health Insurance, the minimum entry age is 91 days. The maximum entry age is 65 years. 

  • What is the exit age for MORE Health Insurance policy?

    MORE Health Insurance does not come with an exit age. The policy is lifelong renewable. 

  • What is the policy period for MORE Health Insurance policy?

    MORE Health Insurance can be purchased for 1 year, 2 years or 3 years.

  • Does MORE Health Insurance come with the feature of co-payment?

    Yes! If an insured opts for voluntary co-payment, they become eligible for a discount of 10% on premium. Co-payment is applicable for each and every admissible claim.

     

  • What makes MORE Health Insurance different from other policies?

    MORE Health Insurance, under its basic benefits offers coverage for medical expenses incurred for special treatment including stem cell therapy or surgery, robotic surgery, treatment for correction of eyesight owing to refractive error, etc. Note that these medical expenses are covered up to a specific amount provided that a special treatment co-payment of 50% is made by the insured for each and every claim.

  • Are there any renewal benefits associated with MORE Health Insurance?

    Yes, you get MoreResults Discount! In other words, the insured gets a discount of maximum up to 10% on premium at the time of policy renewal, irrespective of claims for getting an annual health check-up performed and sharing results of the same with the insurer.

  • Does MORE Health Insurance offer family discount?

    Yes! On covering two or more family members under the same policy under individual sum insured basis, the insured gets 10% discount on premium.

     

  • What are the unique benefits offered by MORE Health Insurance policy?

    MORE Health Insurance offers policyholders with the option of More Options Benefits. Under More Options Benefits, the insured is given the freedom to choose between MoreTime, MoreCover, or MoreGlobal to add to the policy without paying an additional premium. In the event of no claim and policy renewal without any break, More Options Benefit with no additional premium is offered for next policy year. 

  • Will I be eligible for tax benefits on buying MORE Health Insurance?

    Yes, on insuring with Reliance Health Insurance’s MORE policy, you become eligible for tax benefits, as all premiums qualify for deduction up to the specified limit under the provisions of the Income Tax Act Section 80D.

     

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Claim Process at Reliance Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Reliance Health Insurance Contact Details

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