Royal Sundaram Corona Kavach Health Insurance Wordings

You are required to submit the following documents to claim for COVID-19 hospitalisation expenses under Royal Sundaram Corona Kavach Policy:

• Duly filled and signed claim form
• Copy of your passport, if available (all pages)
• Photo identity proof (if you do not own a passport)
• Medical practitioner’s prescription advising admission
• Original bills with itemized break-up
• Payment receipts
• Discharge summary including complete medical history of the patient along with other details
• Any other relevant document required by the company or the Third Party Administrator for claim assessment. 

Royal Sundaram Corona Kavach Policy comes with a waiting period of 15 days after which you can start availing the policy benefits.

Yes. Royal Sundaram Corona Kavach Policy comes with an optional cover named Hospital Daily Cash. If you opt for this, then the company pays 0.5% of sum insured per day subject to a maximum of 15 days in a policy period for every insured member.  

Yes. You can avail tax benefits on the premium paid for Royal Sundaram Corona Kavach Policy under Section 80D of the Income Tax Act, 1961.