What is the sum insured range for SBI Arogya Premier Policy?

The sum insured options available under the policy range between Rs. 10 Lakh to Rs. 30 Lakh.

What is the eligibility criteria for SBI Arogya Premier Policy?

For SBI Arogya Premier Policy, the minimum entry age is 3 months. The maximum entry age is 65 years.

Is there an exit age for SBI Arogya Premier Policy?

No, there is no exit age for the policy. Arogya Premier Policy comes with lifelong renewability.

Does SBI Arogya Premier Policy cover maternity expenses?

Yes! SBI Arogya Premier Policy covers maternity expenses after a waiting period of 9 months.

Does SBI Arogya Premier Policy require you to undergo pre-policy medical test?

SBI Arogya Premier Policy does not require customers up to the age of 55 years (with no medical history) to undergo a pre-policy medical test.

Does SBI Arogya Premier Policy cover health check-up expenses?

SBI Arogya Premier Policy covers health check-up expenses up to Rs. 5000 per insured, after 4 consecutive claim free years of policy.

Is there any limit on ambulance expenses covered under this policy?

Yes. The policy covers you for the actual ambulance expenses including air ambulance or Rs. 1 Lakh, whichever is lower.

What are the waiting periods under this policy?

Arogya Premier Policy comes with the following waiting periods: Waiting period for pre-existing diseases: 48 months Initial waiting period: 30 days, except for accidents Certain specific illnesses: 12 months and 90 days Waiting period for maternity coverage: 9 months

Does SBI Arogya Premier Policy allow the policyholder to avail tax benefits?

Yes! A policyholder can avail deduction under Section 80D of Income Tax Act from taxable income for health insurance premium paid. For self, spouse & dependent children and parents, the deduction is maximum of Rs. 25,000. The deduction is maximum Rs. 30,000 if the parents are senior citizens.

SBI Arogya Premier Health Insurance Wordings

27 reviews Rate This

Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	66.08%
COVID-19 Cover	Yes
Network Hospitals	6,000+
Policies Sold	7,56,443
Renewability	Lifelong

Health Insurance Calculator

Whom do you want the insurance for ?

You

Couple

Family

Father

Mother

Select the age of all members

You
Select Age

Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

5 Lac

10 Lac

25 Lac

Select Coverage

Disclaimer : Actual Premium might vary basis your location, age and number of members

SBI Arogya Premier Policy Brochure

1.44 MB
PDF Document
Jul 11, 2019

Download PDF

SBI Health Insurance Plan List

Family (3)
Maternity (1)
Individual (3)
Senior Citizen (1)
Woman (1)
Critical Illness (1)
Kids (1)
Parents (1)

Name of Plan	Sum Insured
Arogya Premier PolicyMin: 3 Months; Max: 65 YearsPopular	10 Lakh	Check Premium
Arogya Plus PolicyMin: 3 Months; Max: 65 YearsPopular	1 Lakh	Check Premium
Critical Illness Insurance PolicyMin: 18 Years; Max: 65 Years	2 Lakh	Check Premium
Hospital Daily CashMin: 90 Days; Max: 65 Years	500/day	Check Premium
Health Insurance Policy-RetailMin: 3 Months; Max: 65 Years	50 Thousand	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max; 65 Years	50,000 - 5 lakh	Check Premium
Corona Rakshak PolicyMin: 91 days; Max: 65 years	50000 - 2.5 Lakh	Check Premium

SBI Health Insurance Top Up List

Family (1)
Individual (1)
Top-up (1)

Name of Plan	Sum Insured
Arogya Top up PolicyMin: 3 Months; Max: 65 Years	1 Lakh	Check Premium

17100 SBI Cashless Network Hospitals in India

Search your city

View All SBI Network Hospitals

Choose SBI Plan for

FAQs on Arogya Premier Policy Health Insurance Plan

What is the sum insured range for SBI Arogya Premier Policy?
The sum insured options available under the policy range between Rs. 10 Lakh to Rs. 30 Lakh.
What is the eligibility criteria for SBI Arogya Premier Policy?
For SBI Arogya Premier Policy, the minimum entry age is 3 months. The maximum entry age is 65 years.
Is there an exit age for SBI Arogya Premier Policy?
No, there is no exit age for the policy. Arogya Premier Policy comes with lifelong renewability.
Does SBI Arogya Premier Policy cover maternity expenses?
Yes! SBI Arogya Premier Policy covers maternity expenses after a waiting period of 9 months.
Does SBI Arogya Premier Policy require you to undergo pre-policy medical test?
SBI Arogya Premier Policy does not require customers up to the age of 55 years (with no medical history) to undergo a pre-policy medical test.
Does SBI Arogya Premier Policy cover health check-up expenses?
SBI Arogya Premier Policy covers health check-up expenses up to Rs. 5000 per insured, after 4 consecutive claim free years of policy.
Is there any limit on ambulance expenses covered under this policy?
Yes. The policy covers you for the actual ambulance expenses including air ambulance or Rs. 1 Lakh, whichever is lower.
What are the waiting periods under this policy?
Arogya Premier Policy comes with the following waiting periods:

Waiting period for pre-existing diseases: 48 months

Initial waiting period: 30 days, except for accidents

Certain specific illnesses: 12 months and 90 days

Waiting period for maternity coverage: 9 months
Does SBI Arogya Premier Policy allow the policyholder to avail tax benefits?
Yes! A policyholder can avail deduction under Section 80D of Income Tax Act from taxable income for health insurance premium paid. For self, spouse & dependent children and parents, the deduction is maximum of Rs. 25,000. The deduction is maximum Rs. 30,000 if the parents are senior citizens.

View More Questions

Claim Process at SBI Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

SBI Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
SBI Health Insurance
1800221111 Mon to Sat 8:00 AM to 8:00 PM
customer.care@sbigeneral.in