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SBI Arogya Top up Health Insurance Wordings

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio66.08%
COVID-19 CoverYes
Network Hospitals6,000+
Policies Sold7,56,443
RenewabilityLifelong

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SBI Arogya Top up Policy Brochure

  • 2.64 MB
  • PDF Document
  • Jul 25, 2019

SBI Health Insurance Plan List

  • Family (3)
  • Maternity (1)
  • Individual (3)
  • Senior Citizen (1)
  • Woman (1)
  • Critical Illness (1)
  • Kids (1)
  • Parents (1)
Name of PlanSum Insured
Arogya Premier PolicyMin: 3 Months; Max: 65 Years10 Lakh Check Premium
Arogya Plus PolicyMin: 3 Months; Max: 65 Years1 Lakh Check Premium
Critical Illness Insurance PolicyMin: 18 Years; Max: 65 Years2 Lakh Check Premium
Hospital Daily CashMin: 90 Days; Max: 65 Years500/day Check Premium
Health Insurance Policy-RetailMin: 3 Months; Max: 65 Years50 Thousand Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Corona Kavach PolicyMin: 1 Day; Max; 65 Years50,000 - 5 lakh Check Premium
Corona Rakshak PolicyMin: 91 days; Max: 65 years50000 - 2.5 Lakh Check Premium

SBI Health Insurance Top Up List

  • Family (1)
  • Individual (1)
  • Top-up (1)
Name of PlanSum Insured
Arogya Top up PolicyMin: 3 Months; Max: 65 Years1 Lakh Check Premium

17100 SBI Cashless Network Hospitals in India

FAQs on Arogya Top up Policy Health Insurance Plan

  • Is the portability feature allowed under the SBI Arogya Top up policy?

    Yes, portability is allowed. You are allowed to port your existing top-up policy into the SBI Arogya Top up policy. 

  • Does the Arogya Top up policy cover treatment by Ayurvedic or Homeopathy method?

    Yes, the Arogya Top up policy covers the alternative treatment such as Ayurvedic, Homeopathy or Unani. However, the treatment should be taken in a government hospital or in an institute recognised by the government or accredited by Quality Council of India or National Accreditation Board of Health. The cover is available up to the sum insured. 

  • What is the Sum Insured option under the SBI Arogya Top up plan?

    The SBI Arogya Top up plan comes with the coverage ranging from Rs. 1 Lakh to Rs. 50 Lakh.

  • Will I be eligible for tax benefits if I purchase SBI Arogya Top up policy?

    Yes, you can be eligible for tax benefits. The premiums that you pay for the SBI Arogya Top up policy let you enjoy tax benefits under Section 80D of the Income Tax Act. The tax deduction amount for self, spouse and dependent children and parents Rs. 25,000. For senior citizens, the deduction is the maximum of Rs. 30,000.

  • How to check the status of SBI Arogya Top up plan?

    If you’re a registered online user of SBI Arogya Top up plan, it’s advisable to login to the official website of SBI General Insurance with your policy details and check the status. For more information, contact InsuranceDekho at 1800-1205-698. 

  • How is the premium for SBI Arogya Top up plan paid?

    The premium for SBI Arogya Top up plan can be paid offline or through online mode. You can choose cash payment options at the branch or do online payment using your credit card, debit card or through net banking.  

  • What is the age criteria for buying Arogya Top up plan or who can buy this policy of SBI General Insurance?

    Anyone between the age group of 3 months and 65 years can buy this policy. However, it is important to note that the policy is not issued to children. One adult needs to be covered if you want your child to be covered under this insurance plan. Also in case you want to go for a deductible of Rs. 5 Lakh or more, then maximum entry age will be extended to 70 years. There is no exit age.

  • Is SBI Arogya Top up plan available on the individual basis and the family basis?

    Yes, you can buy the SBI Arogya Top up plan on the individual or family basis, whichever is suitable for you. 

  • Is it mandatory to go for a pre-policy medical check when buying the Arogya Top up plan by SBI General?

    No, there is no hard and fast rule to go for a pre-policy medical check-up up to the age of 55 years, especially if you have no medical history. 

  • What are the coverage benefits under the SBI Arogya Top up policy?

    The SBI Arogya Top up policy comes with extensive coverage benefits, including room rent, boarding expenses, anesthesia, blood, oxygen, operation theatre expenses, cost of pacemaker, intensive care unit, nursing expenses, charges for surgical appliances, costs of medicines & consumables, diagnostic expenses and x-ray, dialysis, chemotherapy, radiotherapy, internal implants and any medical expenses incurred, which is an integral part of the operation. Also, 60 days pre-hospitalisation and 90 days post-hospitalisation expenses are covered under the policy. 

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Claim Process at SBI Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

SBI Health Insurance Contact Details

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