Universal Sompo Senior Citizen Health Insurance

The plan comes with varied features and benefits. Senior Citizen Health Insurance plan by Universal Sompo get you covered for in-patient treatment expenses such as room and boarding expenses; surgeon, consultant and the specialist fees; cost of surgical appliances, diagnostic material and medicines among various other benefits like -

• There is coverage for day care procedures and surgeries that require less than 24 hours of hospitali​sation.
• Coverage​ for medical expenses incurred 30 days prior and 60 days post discharge from the hospital
• Even the treatment taken at home is covered limited to 50% of sum insured or the actual amount whichever is less
• Cost of health checkup once in a block of every 3 claim free years is covered
• Daily allowance up to 0.1% of sum insured or Rs. 250 whichever is less is offered under the policy
• Coverage for ambulance charges to the extent of 1% of sum insured or Rs. 1500 or actual amount, whichever is less is provided
• Expenses of accompanying person with certain sub-limit is covered under the policy
• There is an optional cover for critical illness/surgical procedure under the policy. However, this cover is available only on individual sum insured
• Upon claim-free years and continuous renewal, a cumulative bonus of 5% is offered under the policy

The advantages under the Universal Sompo Senior Citizen Health Insurance is endless. You can appreciate a few more benefits under this plan such as -

• Long term policy duration is available under the plan. You can purchase the policy for 1 year to 3 years
• Family discount of 10% is applicable on premium if you opt to cover your spouse under the policy on individual sum insured basis
• Free-look period of 15 days is allowed under the policy
• Lifetime renewability with sum insured enhancement facility available at the time of renewal
• Avail tax benefit under section 80D of Income Tax Act 1961 on the premium payable under the policy

Universal Sompo Senior Citizen Health Insurance plan is highly recommended for senior citizens who are looking for a plan with exhaustive benefits and economical premium rates.

You can easily buy this plan online from InsuranceDekho portal and reap the benefits of choosing the most suitable plan, hassle-free claim settlement and easy portability benefit.

The policy provides sum insured options ranging from Rs. 1 Lakh to Rs. 5 Lakh. 

Policy terms of 1 year, 2 years and 3 years are available under this policy.

The policy provides the following additional benefits:

• Cumulative bonus
• Family discount
• Portability feature
• Free look-up period

Yes. You can purchase this policy online from the official website of Universal Sompo or contact the health insurance broker InsuranceDekho at 1800 1205 698.