Do the policyholders get any discount under this plan?

Yes. You can avail a family discount of 10% when you cover your spouse on an individual sum insured basis. You also get a discount of 10% and 15% if you pay 2 years and 3 years premium in advance respectively.

What are the sum insured options provided under this plan?

The policy provides sum insured options ranging from Rs. 1 Lakh to Rs. 5 Lakh.

What are the policy terms available under this policy?

Policy terms of 1 year, 2 years and 3 years are available under this policy.

What are the additional benefits that the policy provides?

The policy provides the following additional benefits: Cumulative bonus Family discount Portability feature Free look-up period

Can I purchase this policy online?

Yes. You can purchase this policy online from the official website of Universal Sompo or contact the health insurance broker InsuranceDekho at 1800 1205 698.

Does the plan offer lifetime renewability benefit?

Yes. The plan comes with a lifetime renewability benefit.

Is there any limit on the ambulance charges covered under this policy?

Yes. Ambulance charges are covered up to 1% of the SI or Rs. 1500 or the actual amount incurred (whichever is less) under this policy.

Are pre and post-hospitalisation expenses covered under this plan?

Yes, pre-hospitalisation expenses up to 30 days and post-hospitalisation expenses for up to 60 days are covered under this policy.

Does the policy cover domiciliary hospitalisation expenses?

Yes. The policy covers domiciliary hospitalisation expenses.

Does the policy cover day care procedures?

Yes. The policy provides cover for specified procedures or surgeries that require less than 24 hours of hospitalisation.

Universal Sompo Senior Citizen Health Insurance Wordings

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Highlights

Claim Settlement	Available
Claim Settlement Ratio	96%
In-House Claim Settlement	Available
Network Hospitals	4,000+
Starting Premium for Rs. 5 lakh Coverage	Rs. 527/month
Starting Premium for Rs. 5 lakhs SI	Rs. 475/month

Health Insurance Calculator

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Universal Sompo Senior Citizen Health Insurance Brochure

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Jun 10, 2019

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Universal Sompo Health Insurance Plan List

Family (2)
Kids (1)
Maternity (1)
Parents (1)
Woman (1)
Individual (3)
Critical Illness (1)
Senior Citizen (1)

Name of Plan	Sum Insured
Complete Healthcare InsuranceMin: 1 Day; Max: 70 YearsPopular	1 Lakh	Check Premium
A PlusPopular		Check Premium
Individual Health Insurance PlanMin: 3 Months; Max: 55 Years	1 Lakh	Check Premium
Critical Illness PolicyMin: 5 Years; Max: 65 Years	2.5 Lakh	Check Premium
Senior Citizen Health InsuranceMin: 60 Years; Max: 70 Years	1 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years	50,000 - 2.5 lakh	Check Premium
Hospital Cash Insurance PolicyMin: 6 months; Max: 70 years		Check Premium

Universal Sompo Health Insurance Top Up List

Name of Plan	Sum Insured
Super Healthcare Policy Min: 91 days; Max: 80 years	1 Lakh - 1 Crore	Check Premium

11505 Universal Sompo Cashless Network Hospitals in India

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FAQs on Senior Citizen Health Insurance Health Insurance Plan

Do the policyholders get any discount under this plan?
Yes. You can avail a family discount of 10% when you cover your spouse on an individual sum insured basis. You also get a discount of 10% and 15% if you pay 2 years and 3 years premium in advance respectively.
What are the sum insured options provided under this plan?
The policy provides sum insured options ranging from Rs. 1 Lakh to Rs. 5 Lakh.
What are the policy terms available under this policy?
Policy terms of 1 year, 2 years and 3 years are available under this policy.
What are the additional benefits that the policy provides?
The policy provides the following additional benefits:

Cumulative bonus

Family discount

Portability feature

Free look-up period
Can I purchase this policy online?
Yes. You can purchase this policy online from the official website of Universal Sompo or contact the health insurance broker InsuranceDekho at 1800 1205 698.
Does the plan offer lifetime renewability benefit?
Yes. The plan comes with a lifetime renewability benefit.
Is there any limit on the ambulance charges covered under this policy?
Yes. Ambulance charges are covered up to 1% of the SI or Rs. 1500 or the actual amount incurred (whichever is less) under this policy.
Are pre and post-hospitalisation expenses covered under this plan?
Yes, pre-hospitalisation expenses up to 30 days and post-hospitalisation expenses for up to 60 days are covered under this policy.
Does the policy cover domiciliary hospitalisation expenses?
Yes. The policy covers domiciliary hospitalisation expenses.
Does the policy cover day care procedures?
Yes. The policy provides cover for specified procedures or surgeries that require less than 24 hours of hospitalisation.

View More Questions

Claim Process at Universal Sompo Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Universal Sompo Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Universal Sompo Health Insurance
1800-200-514224x7
contactus@universalsompo.com