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Sbi Bike Insurance FAQs
No Inspection Needed
Immediate Policy Issurance
Calculate Your Bike Insurance Premium Online
Select your Two wheeler brand
- Hero
- Honda
- TVS
- Bajaj
- Yamaha
Which city is your Two wheeler registered in?
- Ahmedabad
- Bangalore
- Chandigarh
- Chennai
- Gurgaon
When did you buy your Two wheeler?
Overview
What are the key features of SBI General Two-Wheeler Insurance?
There are several features offered by SBI General Two-Wheeler Insurance such as:
- Customized pricing model according to the customer’s convenience.
- Additional discounts for uninterrupted vehicle insurance.
- Quick claim settlement with a featured ratio of 89.51% in FY20.
How can I check the status of my policy?
You can check the status of your policy by making an online registration. You can simply log in to the website using your username and password to check the status.
Does it have a provision for No Claim Bonus?
Yes, SBI General Insurance does offer No Claim Bonus to its policyholders if they have not made any claim during the whole policy period. They can get a discount of up to 50% on own-damage premium.
How many cashless garages does SBI Insurance have?
SBI Insurance has a network of more than 16,000 garages all over the nation. The customers can go there to get cashless repair and replacement services.
Third Party
How can I buy the SBI third party bike insurance policy?
You can buy the SBI third party bike insurance policy in the following ways:
- On the official website of SBI bike insurance
- By dialling the toll-free number 1800-102-1111
- By visiting the nearest branch.
Can I check the status of my SBI third party bike insurance policy online?
You can check your policy online very easily by logging onto the official website of SBI General Insurance. You have to get registered on the website to enjoy this benefit.
How can I pay the premium of the third party bike insurance policy?
You can pay the premium of your SBI third party bike insurance policy in these two following ways:
- Cash payment at the branch
- Online payment using debit card, credit card or net banking
Can I get a duplicate copy of my policy documents?
Yes, you can get a duplicate copy of your policy documents offline. For the copy, you have to visit the branch of SBI General Insurance and submit a request. The insurer may charge a nominal fee of Rs. 50 for the copy.
Comprehensive
How can I purchase SBI comprehensive bike insurance policy?
You can purchase SBI comprehensive bike insurance policy in the following ways:
- Through its official website
- By calling on its toll-free number 1800-102-1111
- By visiting the nearest branch.
What are the factors influencing the premium amount of SBI comprehensive bike insurance policy?
The factors influencing the premium amount of SBI comprehensive bike insurance policy are as follows:
- Model of your bike
- Your choice of add-on covers
- The desired tenure of insurance policy.
How can I get a duplicate copy of the policy documents if I lose the original one?
If you lose the original documents, you may approach your nearest SBI General Branch office and submit a request. A duplicate copy of your policy document will be issued on payment of a nominal fee.
How can I contact SBI General insurance to get more information?
You can call on the toll-free number of SBI General insurance which is 1800-102-1111 to get more information.
Zero Depreciation
Does the Zero Depreciation cover provide for fibre glass parts of bikes?
Yes, the Zero Depreciation provides coverage for the fibre glass parts of the insured bike. The rate of depreciation for fibre glass parts without the Zero Depreciation is 30%. But with the Zero Depreciation cover, no depreciation charges are deducted.
Can I add the Zero Depreciation cover during the renewal of my policy?
Yes, you can add the Zero Depreciation cover at the time of renewal along with the comprehensive bike insurance policy.
Do I receive the full claim amount if I opt for Zero Depreciation cover?
Adding Zero Depreciation cover ensures maximum claim by eliminating the depreciation factor. However, you do not receive the full claim amount as the deductibles will be factorized at the time of claim settlement.
How do I calculate the depreciation on my bike?
You can calculate the depreciation charge applicable on your bike with the above-mentioned depreciation charges table. You may also call on the toll-free number of SBI General Insurance (1800-102-1111) or visit the nearest branch to get further assistance.
Claim
Where can I get the claim form of SBI bike insurance policy?
You can get the claim form of SBI bike insurance policy from any of their branches. You can also download the claim form from the claim page on their official website.
What circumstantial proves can help in settling a claim?
The following circumstantial proves will help in settling a claim:
- Eyewitnesses
- Pictures of the location of the accident
- Pictures of the insured’s bike that clearly shows the extent of the damage.
What is Claim Settlement Ratio?
Claim Settlement Ratio is the ratio of the number of claims settled by the insurer against the number of claims received.
How can I get roadside assistance in case of any emergency?
You can dial the toll-free number of SBI for roadside assistance in case of any emergency. Their toll-free number is 1800-102-1111.
Renewal
How to contact the SBI if I am in a state of emergency?
You can dial the toll-free number of SBI bike insurance if you are in a state of emergency. Their toll-free number is 1800-102-1111.
Can I change my details at the time of the renewal?
Yes, you can change your details at the time of your policy renewal under the section of personal details of the policyholders.
Can I choose an add-on at the time of the renewal?
Yes, you can choose any add-on at the time of renewal. However, the charges of the add-ons will be added to the premium.
Do I receive a hard copy of the policy documents if I opt for the offline process?
Yes, you will get the hard copy of your SBI Bike Insurance policy if you opt for the offline process. It will be sent via courier at your address given in the policy details within a few days.
Premium Calculator
Where can I find the best bike insurance premium calculator?
Many insurance companies offer the premium calculator but the best bike insurance premium calculator to calculate the right premium amount and accurate IDV value can be found only at the official website of InsuranceDekho, i.e., www.insurancedekho.com.
What is the major benefit of using a bike insurance premium calculator?
The bike insurance premium calculator is an online tool which is designed to provide you premium and IDV value for bike insurance plans offered by different insurance companies. By using the premium calculator, you can pick the best possible bike insurance plan and can make prudent decisions about your bike insurance cover.
What details should I enter in the bike insurance premium calculator?
You will need to enter details such as the make of the bike, the model of the bike, RTO location of the bike, registration year of the bike, and so on., to find the right premium provided by different insurance companies for a bike insurance plan.
Can a premium calculator help me compute the premium for my old bike?
Yes, the premium calculator is designed to compute the premium and IDV value of bikes of all ages. It will help you get the right amount of premium offered by different insurance providers for new as well as old or used bikes or any two-wheeler vehicle of yours.
Add On
Is it compulsory to purchase an add-on cover to be included in bike insurance cover?
No, it is not at all compulsory to include an add-on cover in your bike insurance policy and it is totally up to you to either opt for an add-on cover or to enjoy the insurance cover as it is.
When can I purchase the SBI bike insurance add-on covers?
You can easily purchase the bike insurance add-on covers either at the time of SBI bike insurance policy purchase or during the bike insurance policy renewal process.
Will I have to pay for an additional premium to avail bike insurance add-on covers?
Yes, you will be required to pay for a little extra premium amount to include an add-on cover in your bike insurance policy and use it to enhance the coverage of your insurance cover. The cost of the opted bike insurance add-on cover will be specified in the policy document or online purchase portal of the insurance company.
How many bike insurance add-on covers can I opt for at a time?
There is no such limit on the number of add-on covers that you can purchase together to include in your bike insurance policy. Therefore, you can always opt for as many add-on covers as your wish to add in your insurance cover at a time.
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SBI General Bike Insurance Contact Details
SBI Two Wheeler Insurance Contact Details
1800 22 1111 / 1800 102 1111Toll-free number