Acko Bike Insurance FAQs

The advantages of purchasing Acko third party bike insurance are as follows:

• Hassle-free claim process
• Helpful customer assistance team
• The option of online purchase
• No paperwork involved.

The insurer provides whole or partial compensation for bodily injury of the third party incurred due to the insured’s bike.

You can purchase Acko third party bike insurance in the following ways:

• From the official website
• By calling their toll-free number 1800-266-2256
• By visiting its nearest branch
• By mailing at hello@acko.com.

You can get more information about Acko third party bike insurance from their well-organized official website and by calling them on their toll-free number 1800-266-2256.

You can reduce the premium of the Acko comprehensive bike insurance policy in the following ways:

• Install ARAI certified anti-theft devices in the bike
• Choose appropriate IDV
• Go for Voluntary Deductible
• Opt for only necessary add-ons
• Keep the No Claim Bonus intact.

The Acko comprehensive bike insurance policy does not provide pick and drop facility outside the city limits. The contact centre will suggest your nearest network garage. Once you reach the network garage, the insurer will take care of the expense of repairing.

The policy documents of Acko bike insurance are available on their website. If you misplace your policy documents, go to the website. After logging into your account you can download the soft copy of your policy.

The policy will provide 50% of the cost of repair or replacement if the insured bike is damaged at the same time. Otherwise, it will not provide coverage for tyres or tube puncture.

The insurer decides the premium of Zero Depreciation based on the model and condition of the bike. The premium varies from one bike to another. Generally, the premium for Acko Zero Depreciation cover is 15-20% higher than the comprehensive insurance policy.

You can add the Zero Depreciation cover to your policy by visiting the official website of Acko bike insurance or you can dial their toll-free number 1800-266-2256. You can also dial 1860-266-2256, which is chargeable. You can add the Zero Depreciation cover to your comprehensive bike insurance policy at the time of purchase, at the time of the renewal or in the middle of the tenure.

The Acko Zero Depreciation will only provide coverage inside the predetermined geographical zone. The insurer will not bear the expense of any damage incurred by the insured bike outside the area.

Repair or replacement of tyres does not get covered under the Acko Zero Depreciation cover. The depreciation charge for tyres with or without Zero Depreciation is 50%.

You can extend or shorten the term of the bike insurance policy at the time of renewal by the mention of the desired tenure of the policy at the required field.

Yes, you can add zero depreciation cover at the time of renewal provided your bike is not older than 2 years and it qualifies all the essential conditions for opting zero-depreciation cover.

You can get in touch with the emergency assistance of Acko by calling on 1800-266-2256 (toll-free) or 1860-266-2256 (chargeable).

You can avail some discounts on the premium of the renewed policy by using your No Claim Bonus.

There are numerous factors which may influence the cost of premium of a bike insurance policy like Insured Declared Value (IDV), Engine Cubic Capacity, Modifications, Anti-theft Devices, Age of the Bike, No Claim Bonus, Number of Add-On Benefits, and so on.

The bike insurance premium calculator is designed to help you get the accurate premium provided by different insurance companies for bike insurance plans and IDV for the insured bike. Such details help you pick an affordable insurance cover and make prudent decisions for insurance.

To get the premium and IDV for your bike, you must enter a range of details like bike’s make, model and variant, bike’s fuel type, bike’s registration city, bike’s engine capacity, bike’s registration year, etc. Filling such details will help you find the right premium offered by various insurance providers.

Yes, the premium calculator can compute the premium amount offered by different insurance companies for new as well as used or old bikes.

There are many websites which offer the premium calculator benefit to customers. However, the best and accurate insurance premium calculator to compute the premium amount and IDV value for bike insurance cover is available at InsuranceDekho, i.e., www.insurancedekho.com.

No, it is not a compulsion to include an add-on cover in your bike insurance cover. The add-ons are options to increase coverage of your bike insurance plan.

Yes, the policyholders will be required to pay for a little extra premium amount to opt for add-on covers in their basic insurance policy.

You can purchase an add-on cover to extend the coverage of your bike insurance plan either while purchasing the insurance plan or while renewing your insurance cover.

You can buy and include as many add-on covers as you want in your bike insurance plans based on your needs and budget.