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Calculate Your Bike Insurance Premium Online

Select your Two wheeler brand

  • Hero
  • Honda
  • TVS
  • Bajaj
  • Yamaha

Which city is your Two wheeler registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your Two wheeler?

Have you made a insurance claim in the previous year?


  • Why is two-wheeler insurance required?

    Every bike owner is required to have at least a third-party two-wheeler insurance plan. Furthermore, it helps you in solving financial obligations that may arise as a result of an unfortunate event.

  • Why should I choose Reliance Bike Insurance?

    Consumers are attracted to Reliance Bike Insurance Policy for a variety of reasons, including: 1.Customized add-ons with a low premium yet a high level of coverage. 2.On-road assistance is provided by an excellent customer service team. 3.Service is easily accessible in over 3800 networking garages. 4.Excellent history of claim settlements.

  • Is it possible to add-on cover with Reliance bike insurance plan?

    Yes, customers can choose from a variety of add-on covers after purchasing a Reliance Comprehensive Bike Insurance policy or a Reliance Standalone Own Damage Bike Insurance policy. Nil Depreciation, Daily Allowance Benefit, EMI Protection, and Helmet Cover are some of the most popular add-ons.

  • What is the best way to keep track of the status of my two-wheeler insurance policy?

    Customers can access the official website to verify the status of their insurance. Simply enter your login ID and password on the login tab on the home page, and the list will appear.

  • Is it possible for me to purchase an insurance policy online?

    Absolutely, you may buy your policy online with minimal documentation using the official website of Reliance Bike Insurance or InsuranceDekho. All you have to do now is fill in the required information about yourself and your vehicle, pick a new plan, calculate the premium, and make the payment.

Third Party

  • Is third party bike insurance mandatory?

    Yes, having at least a third party insurance for a bike is mandatory as per Indian Motor Tariff in the country. Also, every new bike must have a third party insurance for at least 5 years.

  • What is the coverage amount for third party property damage and bodily injury/disability/loss of life?

    Reliance third party bike insurance covers property damage of the third party to an extent of Rs. 1 lakh. However, in the following cases, the amount of compensation is decided by a court of law:

    • Death or bodily injury to a third party
    • Permanent Total Disability of the insured bike owner/driver.

  • What are the advantages of Reliance third party bike insurance?

    Reliance third party bike insurance offers the following advantages:

    • The insurer deals with all the legal liabilities to the third party on behalf of the policyholder.
    • One can afford it at a very low cost compared to the coverage it provides.
    • It requires minimal documentation while purchasing.
    • It provides financial security and peace of mind.

  • Can I extend the coverage of the third party bike insurance?

    No, you cannot extend the coverage of the third party bike insurance as this insurance provides the basic coverage without any options of add-ons. One can avail extensive coverage by purchasing comprehensive bike insurance.

  • How can I purchase Reliance third party bike insurance?

    You can purchase Reliance third party bike insurance in the following ways:

    • By dialling their toll-free number 1800-3009
    • Through their official website
    • By visiting their nearest branch.

Zero Depreciation

  • How can I get the Zero Depreciation Cover?

    You can visit the official website of Reliance General Insurance and apply for the Zero Depreciation Cover. Apart from that, you can contact their customer care support centre by dialling 18003009. You can also compare the zero depreciation covers offered by other insurers and get the suitable zero depreciation cover at InsuranceDekho.

  • I don’t own a luxury bike, do I still need to add the Zero Depreciation cover to my policy?

    You can add the Zero Depreciation cover to your policy even if you don’t own a luxury car for the maximum protection. It will help you to get the parts of your bike repaired or replaced without costing you any money.

  • How many times can the Zero Depreciation be claimed?

    You can claim the Zero Depreciation cover two times in the tenure of your Reliance bike insurance policy. Any subsequent claim shall be charged as per the depreciation rate of the policy.

  • When can I add the Zero Depreciation cover?

    You can add the Zero Depreciation cover while purchasing the insurance policy for your bike. The cover can be added during the policy renewal as well, provided the bike is a maximum of two years old

  • Will there be any depreciation charge for replacing tyres if I have the Zero Depreciation cover?

    Yes, there will be a depreciation charge for repairing or replacing tyres with or without Zero Depreciation cover added to your policy. The depreciation charge for tyres, for both with and without Zero Depreciation, is 50%.


  • How can I get Reliance bike insurance coverage if I get my bike repaired outside the network garages?

    You should inform your insurer as soon as possible after the accident. You can move the bike to your preferred garage after the survey by the insurance company. You can then file a reimbursement claim with the company, proving all of the repair documents, bills, and receipts. The company verifies the information you give and pays you directly for the authorized claim amount.

  • When do I need to file an F.I.R.?

    After an accident or theft of your bike, you should file an F.I.R. at the nearest police station. When filing a claim with your insurer, you will need a copy of F.I.R.

  • What does it mean to have a "non-cashless claim"?

    A reimbursement claim is a term used to describe a non-cashless claim. The settlement/payment is made directly to the policyholder in this type of claim. If the policyholder repaired the registered bike in a garage that is not part of the network of the insurer, he can file a non-cashless claim. The insurance company verifies the original repair bills and receipts before paying the claim, taking into account the deductibles and depreciation.

  • Is there a limit for filing a bike insurance claim?

    The claim process is, however, time-limited.It is advisable to inform your insurance company as soon as possible.The time limit varies depending on the policy provider. Following an accident, the first thing a policyholder should do is notify his or her insurer and file a claim.

  • After an accident, how do I contact Reliance General Insurance?

    You can reach Reliance General Insurance by dialing 1800-3009, which is their toll-free number.


  • What documents are required to renew the Reliance bike Insurance policy online?

    The online renewal process of Reliance bike Insurance policy does not involve any paperwork. You do not need to provide any documentation. You can renew the policy by using your registered mobile number, policy number and registration number of the bike.

  • Can I modify the bike insurance policy at the time of renewal?

    Yes, you can modify the bike insurance policy at the time of renewal in the following ways.

    • Extension or reduction of tenure: You can choose the policy period as per your preference.
    • Inclusion or exclusion of Add-ons: You can choose the add-ons you want for the renewed policy.

  • How can I renew my insurance policy offline?

    You can renew your Reliance bike policy in the following ways.

    • By calling their toll free number i.e. 18003009
    • By visiting the nearest branch

  • How do I know the expiry date of my policy? Do I need to renew the policy before the expiry date?

    At the time of purchase, the policy documents have the mention of the expiry date. You can get the expiry date just by reviewing the policy document. It is recommended that you renew the policy before its expiry. However, you can renew it after the expiry date till 90 days of its lapse.

  • How do I receive the documents of the renewed policy if I opt for the online process?

    You will receive the documents of the renewed policy in your inbox within a few hours after you make the final payment.


  • Why should I purchase the Reliance comprehensive bike insurance policy?

    You can be highly benefited by the Reliance comprehensive bike insurance policy. This policy comes with the following advantages:

    • Coverage for both third party liabilities as well as own-damages
    • Availability of various add-ons for additional protection
    • More than 6,200 network garages providing cashless services.

  • Does the Reliance comprehensive bike insurance provide Daily Allowance add-on?

    Yes, the Reliance Comprehensive bike insurance policy provides Daily Allowance add-on, if the insured’s bike has been kept in the network garage for more than 3 days and the policyholder has to travel on their own. The allowance limit, in this case, is Rs.5000 per day and only applicable for 2 claims.

  • Can I upgrade my existing policy to comprehensive bike insurance policy during renewal?

    You can upgrade from your existing third party insurance policy to the comprehensive bike insurance policy. You have to visit the official website of Reliance comprehensive bike insurance and provide your current policy details.

  • Does the Reliance comprehensive bike policy cover any consequential damage?

    Any consequential damage caused by the primary damage is not provided with coverage under the Reliance comprehensive bike insurance policy. The insurer will cover the primary damage and the policyholder will have to bear the cost of consequential damage.

  • How can I get the quote of premium for my comprehensive bike insurance policy?

    The process of getting the premium quote for Reliance comprehensive bike policy is easy and can be done by following three easy steps.

    • Go to the official page of Reliance Comprehensive bike insurance
    • Provide a few personal details and registration number of the bike
    • Click on ‘check our prices’

Premium Calculator

  • Why should I use the bike insurance premium calculator?

    The bike insurance premium calculator will provide you assistance in finding the right premium amount for your plan, get the IDV of your bike, selecting an affordable plan and make wiser decisions related to the bike insurance plan.

  • What details are required to be entered in the premium calculator?

    You need to enter details such as make and model of your bike, RTO location of your bike, registration year of your bike, etc., to get the right premium offered by the insurers for a bike insurance policy.

  • What factors determine the premium of a bike insurance policy?

    There are various factors that affect the premium of a bike insurance cover such as Insured Declared Value (IDV), Engine’s Cubic Capacity, No Claim Bonus (NCB), Age of the Owner, Anti-Theft Devices and so on.

  • Where can I use the premium calculator?

    You can use the best premium calculator to compute the premium and IDV for your insurance plan at the official website of InsuranceDekho, i.e.,

  • Does the premium calculator calculate the premium for old two-wheelers?

    Yes, the premium calculator helps you find the premium for new and old or used two-wheelers.

Add On

  • How many add-on covers are offered with the Reliance bike insurance plans?

    Reliance bike insurance plans are available with 4 bike insurance add-on covers that includes Nil Depreciation, EMI Protection, Helmet Cover, and Daily Allowance Benefit.

  • How much money do I need to pay to opt for add-on covers?

    Different add-on covers are available at different prices. You will have to pay for the add-on covers specified in the policy document or online purchase portal of the insurance company.

  • Is it mandatory to include an add-on cover in the bike insurance plan?

    No, owning an add-on cover in your bike insurance policy is not mandatory. It is an optional benefit which you can avail to enhance the coverage of your insurance cover.

  • When can I buy the Reliance bike insurance add-on covers?

    You can buy the add-on covers either at the time of insurance policy purchase or during the insurance policy renewal process.

  • How many add-on covers can I opt for at a time?

    There is no limit to opt for add-on covers, which means you can include various add-on covers at a time in your bike insurance policy based on your budget and requirement.

Must Read Articles before buying Reliance Bike Insurance

Reliance Bike Insurance User Reviews

Write your review
What users are saying
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  • Most Helpful
  • Comprehensive
  • Zero Depreciation
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  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Customer Friendly

    I purchased a bike insurance policy from Reliance for my father’s bike. As he lives far away, he was finding it tough to raise a claim. That’s when I asked him to contact InsuranceDekho. He was able to get the claim settled with their help and got the bike’s tyres replaced.

    By Nandini Garg
    On: June 19, 2024
  • Wide Coverage

    For some reason my scooter’s gear shifter was not working properly. I was unable to drive because of this issue and hence decided to get it repaired. Although, the bill’s cost was too much, I didn’t have to pay anything, thanks to my Reliance bike insurance policy.

    By Rajesh Bhatia
    On: June 17, 2024
  • Easy-to-Use Platform

    Recently I purchased a scooter for my younger brother. I was confused as to which is the best bike insurance policy. On a friend’s suggestion, I visited InsuranceDekho website to get some guidance. Their platform was easy to use and I compared many insurers. Now, I’ve purchased Reliance’s bike insurance as it had affordable premiums.

    By Priya Mehta
    On: June 10, 2024
  • Satisfactory Experience

    I'm really happy with InsuranceDekho. They helped me find the Reliance bike insurance that was just right for me, and it was all really straightforward.

    By Aashi Goel
    On: March 2, 2024
  • Responsive Customer Support

    Dealing with customer support for inquiries related to Third-Party Reliance Bike Insurance Policy was a positive experience. The team at InsuranceDekho was responsive, providing timely and helpful assistance for my KTM bike.

    By Gagan Grover
    On: November 24, 2023
  • Transparent Premium Breakdown

    The premium calculator on InsuranceDekho not only provided an estimate for my Reliance Bike Insurance Policy but also broke down the premium into components for my Royal Enfield bike, so I knew what I was paying for. This transparency is highly valuable for making an informed decision.

    By Umesh Patil
    On: November 8, 2023
  • Seamless Claims with No Hassle...

    I found that the claims process with InsuranceDekho is seamless and hassle-free. As my Honda bike was insured with the Reliance Bike Insurance Policy, everything was taken care of, allowing me to focus on other aspects of recovery.

    By Dinesh Sreenath
    On: November 7, 2023
  • Effortless Settlement for Own ...

    The claims settlement process of the Reliance Bike Insurance Policy for own damage insurance through InsuranceDekho was effortless. They took care of everything with minimal hassle for my Hero bike.

    By Rohan Singh
    On: November 2, 2023
  • Seamless Renewal Process

    The Reliance Bike Insurance Policyy’s renewal process is seamless at InsuranceDekho, taking the stress out of keeping the coverage of my Triumph bike up to date.

    By AJay Bhatia
    On: October 30, 2023
  • Comprehensive Garage Services

    I am relaxed after the purchase of the Reliance Bike Insurance Policy for my Suzuki bike. InsuranceDekho's cashless garages offer comprehensive services, from regular maintenance to major repairs. It's a one-stop solution for all car-related needs.

    By Jagdish Dora
    On: October 26, 2023

35 Reliance Cashless Garages in India

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.