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Have you made a insurance claim in the previous year?

SBI Bike Insurance Add-On Covers

Add-on covers in bike insurance are additional benefits that can be purchased along with a standard bike insurance policy to extend coverage. You can select voluntarily add-on benefit(s) with a standalone own-damage bike insurance policy or a comprehensive bike insurance policy. As the add-on covers offer you wide coverage, they come at an extra premium. SBI General offers beneficial add-on covers that offer you complete coverage.

SBI - 2 Important Add-On Covers For Your Bike Insurance Policy

SBI General Insurance offers affordable add-on covers that are most popular and are commonly found with most bike insurance policies. Know more about them below:

1. Return to Invoice: If you buy this add-on cover along with your bike insurance policy, then the company covers you in case of a financial shortfall (if any) between the amount you receive under Section I of the policy and the purchase price of the vehicle as specified in the sales invoice. It also covers you for the first time registration charges in case of theft/total loss of the vehicle during the policy period.

2. Protection of NCB: Usually, the insurers do not count the No Claim Bonus in case of a claim. But if you own the add-on cover of protection of NCB, then you can retain the existing No Claim Bonus of the expiring policy at the time of policy renewal. Note that this add-on cover can be availed for only a single claim during the policy period.

You can choose the most suitable add-on cover as per your requirement and budget. However, it is not mandatory to buy add-on covers with a bike insurance policy. But buying it can offer you greater protection.

Must Read Articles before buying Sbi Bike Insurance

SBI Bike Insurance User Reviews

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What users are saying
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  • Nice experience tried for the first time but better than the insurance the vehicle showrooms gives us. happy w...

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    TVS NTORQ 125 Indore
    On: June 4, 2022
  • The ease of selecting the policy of your choice from various insurers along with the list of prices available ...

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    Hero Maestro Moga
    On: May 19, 2022
  • great experience and fast outputs in terms of high end bikes too, very rare to find such good value policy in ...

    Read More
    Harley-Davidson Harley Davidson Street 750 Kolkata
    On: May 9, 2022
  • best insurence company good servis ...

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    Bajaj CT100 Bangalore
    On: April 19, 2022
  • Hasle free system devised by the Service provider, M/s Insurance Dekho rendered my renewal policy smooth and E...

    Read More
    Honda CB Unicorn 150 Bangalore
    On: April 8, 2022
  • Very smooth and seamless experience. Not much time taken. All the information was captured and details of pre...

    Read More
    TVS Jupiter Thane
    On: April 4, 2022
  • Clear, Transparent, Easy, Cost Effective with many options to select . No phone call verification instant poli...

    Read More
    Ather Energy Ather 450X Chennai
    On: February 21, 2022
  • Experience was good, but it said booking done and i am yet to get the policy, Hopefully i should get in a day ...

    Read More
    Suzuki Access 125 Bangalore
    On: January 7, 2022
  • I searched many more for renew of my two wheeler insurance 2018 model facing including nil dip pa 15laks all t...

    Read More
    Yamaha Fascino Hyderabad
    On: January 2, 2022
  • I had a smooth bike insurance renewal experience. the website was easy to navigate and seems very user friendl...

    Read More
    Honda Activa 6G Marthandam
    On: October 30, 2021

Insurance Products by Sbi General Insurance

SBI Bike Insurance Add-On Cover FAQs

  • How many add-on covers are offered by SBI General Insurance for bike insurance plans?

    The SBI General Insurance offers 2 add-on covers which you can include in your bike insurance plan such as Return to Invoice and Protection of NCB.

  • Is it compulsory to purchase an add-on cover to be included in bike insurance cover?

    No, it is not at all compulsory to include an add-on cover in your bike insurance policy and it is totally up to you to either opt for an add-on cover or to enjoy the insurance cover as it is.

  • When can I purchase the SBI bike insurance add-on covers?

    You can easily purchase the bike insurance add-on covers either at the time of SBI bike insurance policy purchase or during the bike insurance policy renewal process.

  • Will I have to pay for an additional premium to avail bike insurance add-on covers?

    Yes, you will be required to pay for a little extra premium amount to include an add-on cover in your bike insurance policy and use it to enhance the coverage of your insurance cover. The cost of the opted bike insurance add-on cover will be specified in the policy document or online purchase portal of the insurance company.

  • How many bike insurance add-on covers can I opt for at a time?

    There is no such limit on the number of add-on covers that you can purchase together to include in your bike insurance policy. Therefore, you can always opt for as many add-on covers as your wish to add in your insurance cover at a time.

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.