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Kotak Bike Insurance Add-on Covers

Kotak General Insurance provides add-on covers at affordable rates to extend the coverage of bike insurance policy. It enables the policyholders to enjoy the additional benefits by paying a little extra amount of premium.

Kotak - 1 Important Add-on Cover For Your Bike Insurance Policy

Here is the add-on cover provided by Kotak General Insurance for its bike insurance plans:

1. Return to Invoice Cover – If your two-wheeler faces any constructive total loss (CTL) or gets stolen, then your insurance company will be liable to provide you with the amount equals the Insured Declared Value (IDV) that is definitely lower than the amount of the invoice price that you actually paid to buy your bike or scooter. However, when you include this add-on cover in your bike insurance plan, the insurance company will provide you with the invoice amount, which comprises ex-showroom price, road tax and registration charges, in the situation where your bike gets stolen or damaged beyond repair.

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Kotak Bike Insurance User Reviews

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Insurance Products by Kotak General Insurance

Kotak Bike Insurance Add-on Covers FAQs

  • With which bike insurance policy can I buy an add-on cover?

    You can purchase the bike insurance add-on cover with own-damage bike insurance or comprehensive bike insurance. You can not buy add-on covers with a third party bike insurance plan.

  • Is it compulsory to own a two-wheeler insurance add-on cover?

    No, the add-on covers are optional covers that are not mandatory to be owned by every policyholder. Since it expands the bike insurance policy coverage, so you should opt for it as per your requirement and budget. Therefore, it is completely up to policyholders to purchase it or not.

  • Can I add more than one add-on cover to my bike insurance at a time?

    Yes, you can opt for more than one bike insurance add-on cover. In fact, you can add as many add-ons as you want to your two-wheeler plan at a time. No limitation is attached to the addition of add-on covers to policy and you can opt for them as per your requirements and budget.

  • Will I have to pay an additional premium to avail of add-on cover?

    Yes, you will have to pay for an additional premium amount to include add-on covers to your bike insurance plan along with your standard bike insurance policy premium.

  • When can I buy Kotak bike insurance add-on covers?

    You can purchase the Kotak bike insurance add-on covers during the time of policy purchase or during the renewal process. It can not be included to dropped in between the policy year, therefore, you should pick an add-on cover strictly in accordance with your requirements.

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.