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Bharti AXA Micro SmartHealth Health Insurance Wordings

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio93.10%
COVID-19 CoverYes
Network Hospitals4,500+
Policies Sold21,829
RenewabilityLifelong

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Bharti AXA (now ICICI Lombard) Health Insurance Plan List

  • Family (2)
  • Individual (2)
  • Critical Illness (1)
  • Kids (1)
  • Maternity (1)
  • Parents (1)
  • Senior Citizen (1)
  • Woman (1)
Name of PlanSum Insured
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Smart Health Insurance PlanMin: 91 Days; Max: No Limit2 Lakh Check Premium
Smart Health Essential PolicyMin: 91 days; Max: 65 years Check Premium
Smart Super Health Assure PolicyMin: 91 days; Max: 65 years1 Lakh - 4 Lakh Check Premium
Micro SmartHealth Insurance PolicyMin: 91 days; Max: 80 years10000; 20000 Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years50000 - 2.5 Lakh Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium
Smart Super Health PlanMin: 91 Days; Max: 65 Years5 Lakh Check Premium

Bharti AXA (now ICICI Lombard) Health Insurance Top Up List

    Name of PlanSum Insured
    Smart Super Top-up Insurance PolicyMin: 18 years; Max: 70 years5 Lakh Check Premium

    Bharti AXA Cashless Network Hospitals in India

    FAQs on Micro SmartHealth Insurance Policy Health Insurance Plan

    • What is the eligibility for Micro SmartHealth Insurance Policy offered by Bharti AXA General Insurance?

      Micro SmartHealth Insurance Policy covers people aged between 91 days and 80 years. The maximum entry age for the plan is 80 years, after which only renewals are accepted. Children aged below 5 years can also be included under the policy provided both or either of the parents are covered under the policy.  

    • Can I also include my family members under the policy?

      Yes. You can buy Micro SmartHealth Insurance Policy on an individual or family floater basis. If purchased on a family floater basis, you can include a maximum of 4 family members including self, legally wedded spouse, and up to 2 children up to 23 years. 

       

    • What are the additional benefits offered under Micro SmartHealth Insurance Policy?

      Micro SmartHealth Insurance Policy comes with the following additional benefits:

      • Tax benefits under Section 80D of the Income Tax Act, 1961
      • Portability benefits
      • Free look period
      • Two variants of sum insured 
      • Reimbursement of medical examination cost 

       

    • What are the daycare treatments that I am covered for under Micro SmartHealth Insurance Policy?

      Some of the daycare procedures that Micro SMartHealth Insurance Policy covers you for are listed below: 

      • Dialysis
      • Radiotherapy
      • Chemotherapy
      • Dental surgery
      • Eye surgery
      • Tonsillectomy
      • Hernia repair surgery
      • Lithotripsy
    • Who all can I include on a non floater family cover under Micro SmartHealth Insurance Policy?

      Under Micro SmartHealth Insurance Policy, you can include self, spouse, two dependent children, dependent brother or sister, or parents subject to the age applicability, on a non floater family basis. 

       

    Claim Process at Bharti AXA (now ICICI Lombard) Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    Bharti AXA (now ICICI Lombard) Health Insurance Contact Details

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