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Digit Health Care Plus Insurance Wordings

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Highlights
Claim Settlement Ratio93%
Network Hospitals11,300+
PED Coverage Starting From2 year
Pre-existing Disease Coverage From2 year
PresenceAcross the country
Special BenefitsMultiple Discounts such as Credit Score for Good health

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Digit Health Insurance Plan List

  • Critical Illness (1)
  • Family (1)
  • Individual (2)
  • Kids (1)
  • Maternity (1)
  • Parents (1)
  • Senior Citizen (1)
  • Woman (1)
Name of PlanSum Insured
Digit Infinity Wallet Plan Check Premium
Digit Worldwide Treatment Plan Check Premium
Digit Double Wallet Plan Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Health Care Plus PolicyMin: 18 years; Max: 65 years10 Thousand - 3 Crore Check Premium
Corona Rakshak PolicyMin: 18 Years; Max; 65 Years50,000 - 2.5 lakh Check Premium
Complete Care PolicyMin: 1 year; Max: 60 years Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium
Total Protect PolicyMin: 18 years; Max: 85 years1 Thousand - 20 Crore Check Premium

5925 Digit Cashless Network Hospitals in India

FAQs on Health Care Plus Policy Health Insurance Plan

  • What is covered under Health Care Plus Policy offered by Digit General Insurance?

    Health Care Plus Policy offered by Digit General Insurance comes with 16 sections for different coverage features. These are as follows: 

    • Hospitalisation Cover
    • Infertility treatment cover
    • Organ donor cover
    • Alternate treatment (AYUSH) cover
    • Emergency air ambulance
    • Long hospitalisation cash benefit
    • Maternity benefit and newborn baby cover
    • Outpatient (OPD) benefit
    • Home (domiciliary) hospitalisation
    • Sum insured refill benefit
    • Daily hospital cash benefit
    • Critical illness benefit cover
    • Critical illness hospitalisation cover
    • Cancer hospitalisation cover
    • Wellness benefit program 
  • What are the policy terms available for Health Care Plus Policy offered by Go Digit General Insurance?

    Health Care Plus Policy can be purchased for 1 year, 2 years, or 3 years, as per your budget and requirements. 

  • What expenses are covered under hospitalisation cover under this policy?

    Under hospitalisation cover, you get covered for the following:

     

    • Daycare procedures
    • Pre-hospitalisation expenses and post-hospitalisation expenses
    • Dental treatment
    • Road ambulance expenses
    • Second medical opinion
    • Accidental and illness hospitalisation cover

    In accidental and illness hospitalisation cover, apart from the expenses listed above, you also get covered for the following: 

    • Bariatric surgery cover
    • Psychiatric illness cover
    • Complementary health check-up
    • Second medical opinion

     

  • What are the deductible options available under Health Care Plus Policy?

    Health Care Plus Policy comes with a maximum deductible option of Rs. 15 Lakh for the following sections: 

    • Hospitalisation cover
    • Infertility treatment cover
    • Organ donor cover
    • Alternate treatment (AYUSH) cover
    • Emergency air ambulance
    • Home (domiciliary) hospitalisation
    • Sum insured refill benefit
  • Can I avail tax benefits on the premium paid for Health Care Plus Policy?

    Yes. You can avail tax benefits on the premium paid for Health Care Plus Policy, under Section 80D of the Income Tax Act, 1961.

Claim Process at Digit Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Digit Health Insurance Contact Details

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