What is the age limit to get covered under Iffco Tokio Swasthya Kavach Policy?

People between the age group of 18 years and 65 years can get coverage under this policy. Besides, dependent children above the age of 3 months are eligible to be covered.

What are the relationships that can be covered under this policy?

The Swasthya Kavach Policy provides the coverage to different relations like Self, Spouse, Dependent Children (up to the age of 23 years).

Does Swasthya Kavach Policy by Iffco Tokio provide any discount to its policyholders?

Ans. Yes, the plan offers discounts in different categories, such as: 1) Existing Customers - A discount of 10% in policy premium is offered for the customers who are already holding any insurance plan of Iffco Tokio. 2) Group Mediclaim Discount - A discount of 10% is provided for employees who are covered under any group mediclaim policy issued by the insurer for the sum insured amount of Rs. 4 Lakh and above Note: The discounts are applied on a cumulative basis, and their maximum limit is of 25%.

Does Swasthya Kavach Policy own any variant under it?

Yes, the plan holds two variants under it, which are known as the Base Plan and Wider Plan.

For how long I need to get hospitalised to seek a claim?

You can request for the claim only after getting hospitalised for at least 24 hours. Only in the case of daycare treatment, the hospitalisation time can be less than 24 hours.

Does this Iffco Tokio Swasthya Kavach Policy own any co-payment feature?

No, Iffco Tokio Swasthya Kavach Policy doesn’t acquire any co-payment option.

Can Iffco Tokio cancel my health insurance plan?

Yes, it can. But, IFFCO Tokio will not cancel your insurance policy, unless it is a case of misrepresentation, concealment of a material fact or fraudulent act of insured.

Is there any health check-up coverage offered under the Iffco Tokio Swasthya Kavach Policy?

Yes, the plan provides the coverage for the health check-up. However, the reimbursement can’t exceed the amount equal to 1% of the average floater sum insured during the block of 4 claim-free years.

At how many network hospitals the cashless facility is available for the Swasthya Kavach Policy?

Policyholders can find the hassle-free cashless settlement facility across 4000+ hospitals across the country.

Can I avail any tax-related benefits from Swasthya Kavach Policy?

Yes, policyholders are eligible to get a tax exemption on the premium amount paid under Swasthya Kavach Policy as per section 80D of the Income Tax Act.

IFFCO Tokio Swasthya Kavach Health Insurance Wordings

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Highlights

Claim Settlement Ratio	98.90%
Network Hospitals	7,400+
PED Waiting Period	3 years
Starting Premium (for 5L SI)	Rs. 584/month

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IFFCO Tokio Swasthya Kavach Policy Brochure

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Jul 28, 2019

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IFFCO Tokio Health Insurance Plan List

Family (3)
Individual (5)
Woman (1)
Senior Citizen (1)
Critical Illness (1)
Kids (1)
Parents (1)

Name of Plan	Sum Insured
Family Health ProtectorMin: 1 Day; Max: 65 YearsPopular	1.5 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular		Check Premium
Individual PlanPopular		Check Premium
Individual Health Protector PolicyMin: 91 Days; Max: 65 YearsPopular	50 Thousand	Check Premium
Swasthya Kavach PolicyMin: 3 Months; Max: 65 Years	2 Lakh	Check Premium
Critical Illness Insurance PolicyMin: 5 Years; Max: 60 Years	2 Lakh	Check Premium
Individual Medishield PolicyMin: 3 Months; Max: 65 Years	50 Thousand	Check Premium
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years	50,000 - 2.5 lakh	Check Premium
MOS-Bite Protector PolicyMin: 91 Days; Max: 65 years		Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium

IFFCO Tokio Health Insurance Top Up List

Top-up (1)

Name of Plan	Sum Insured
Health Protector PlusMIn: 3 Months; Max: 65 YearsPopular	2 Lakh	Check Premium

7178 IFFCO Tokio Cashless Network Hospitals in India

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FAQs on Swasthya Kavach Policy Health Insurance Plan

What is the age limit to get covered under Iffco Tokio Swasthya Kavach Policy?
People between the age group of 18 years and 65 years can get coverage under this policy. Besides, dependent children above the age of 3 months are eligible to be covered.
What are the relationships that can be covered under this policy?
The Swasthya Kavach Policy provides the coverage to different relations like Self, Spouse, Dependent Children (up to the age of 23 years).
Does Swasthya Kavach Policy by Iffco Tokio provide any discount to its policyholders?
Ans. Yes, the plan offers discounts in different categories, such as:

1) Existing Customers - A discount of 10% in policy premium is offered for the customers who are already holding any insurance plan of Iffco Tokio.

2) Group Mediclaim Discount - A discount of 10% is provided for employees who are covered under any group mediclaim policy issued by the insurer for the sum insured amount of Rs. 4 Lakh and above

Note: The discounts are applied on a cumulative basis, and their maximum limit is of 25%.
Does Swasthya Kavach Policy own any variant under it?
Yes, the plan holds two variants under it, which are known as the Base Plan and Wider Plan.
For how long I need to get hospitalised to seek a claim?
You can request for the claim only after getting hospitalised for at least 24 hours. Only in the case of daycare treatment, the hospitalisation time can be less than 24 hours.
Does this Iffco Tokio Swasthya Kavach Policy own any co-payment feature?
No, Iffco Tokio Swasthya Kavach Policy doesn’t acquire any co-payment option.
Can Iffco Tokio cancel my health insurance plan?
Yes, it can. But, IFFCO Tokio will not cancel your insurance policy, unless it is a case of misrepresentation, concealment of a material fact or fraudulent act of insured.
Is there any health check-up coverage offered under the Iffco Tokio Swasthya Kavach Policy?
Yes, the plan provides the coverage for the health check-up. However, the reimbursement can’t exceed the amount equal to 1% of the average floater sum insured during the block of 4 claim-free years.
At how many network hospitals the cashless facility is available for the Swasthya Kavach Policy?
Policyholders can find the hassle-free cashless settlement facility across 4000+ hospitals across the country.
Can I avail any tax-related benefits from Swasthya Kavach Policy?
Yes, policyholders are eligible to get a tax exemption on the premium amount paid under Swasthya Kavach Policy as per section 80D of the Income Tax Act.

View More Questions

Claim Process at IFFCO Tokio Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

IFFCO Tokio Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
IFFCO Tokio Health Insurance
1-800-103-549924*7
support@iffcotokio.com