Honda City Insurance

Honda City Summary

Honda City is one such car that offers more than what can be expected from its segment. Besides giving you a premium feel, the sedan gives a mileage of up to 25.6 kmpl and comes with features like automatic climate control, power steering, and anti-lock braking system. This good looking Honda car is available in 11 variants with both automatic and manual transmission. Honda City is available in 5 colours - White Orchid Pearl, Radiant Red Metallic, Golden Brown Metallic, Modern Steel Metallic and Lunar Silver.

Honda City Car Insurance

Every car owner is compulsorily required to have at least a third party car insurance in India. This requirement is in line with the Indian Motor Tariff. Thus, driving an uninsured car is a punishable offence in the country which attracts a fine of Rs. 2,000 and/or imprisonment of up to 3 months. Thus, it is imperative that if you have a Honda City, you do take at least a third party car insurance policy for it.

Types of Car Insurance Covers

There are three types of car insurance plans out of which 2 help you meet the statutory requirement of having a car insurance policy.

1. Third Party Cover

This plan insures the policyholder against the third party liabilities only which may arise due to an accident involving the insured’s car. Third party liabilities include bodily injuries, temporary/permanent disability, death and property damage of a third party.

2. Standalone Own-Damage Cover

This plan takes care only of the own-damages sustained by the policyholder’s car in an accident, natural or man-made calamity, fire, and theft.

3. Comprehensive Cover

This plan is a combination of the third party and standalone own-damage plans. It insures a policyholder for third party liabilities as well as own-damages sustained by the insured’s car.

How to buy Insurance for Honda City via InsuranceDekho

Buying car insurance at InsuranceDekho is a quick and easy process. You can buy an insurance plan for your Honda City by following these steps:

Step 1: Visit InsuranceDekho

Step 2: Enter your car number. In case you don’t know your car number, you can proceed by selecting the brand, model, variant and fuel type of your car.

Step 3: Enter your name and mobile number. Premium quotes of different insurers will be displayed to you.

Step 4: Select the plan which suits your requirements in the best manner. Make the payment. You will get the policy document in your inbox.

Honda City Car Insurance Claim Process

Cashless Car Insurance Process

The cashless car insurance offers a significant benefit of getting the car repaired at the network garage without paying anything as under this process the insurance company tends to pay for your car repair amount on your behalf. Following is the process to get a cashless claim for your Honda City car:

• Inform your insurance company about the accident or mishap by contacting the customer care of the insurance company or by visiting their website or through their mobile app.
• Tell the complete details of the event with the police and lodge an FIR, especially in case of an accident, fire theft, and so on.
• Click some photos of the damages incurred by your car, bodily injuries, etc., after the accident as they can serve a valid proof during the claim settlement.
• Take your car to the nearest network garage for repair. You can also get in touch with your insurer to provide you with a towing facility for your car if it becomes immovable.
• Your insurance company will send a surveyor to assess the extent of damages incurred by your car. At this step, you must have to present some relevant documents like registration certificate, policy copy, driving license, FIR, and so on, before the surveyor.
• The surveyor will prepare a claim report and submit it to your insurer based on which your insurance provider will approve or reject your claim.
• If your insurance company accepts your claim, the network garage will begin to repair your car and after a repair, your insurer will make payment of the repair cost to the garage on your behalf.

Reimbursement Car Insurance Process

The reimbursement car insurance gets you the coverage for your car repair cost by making the insurance company reimburse your car repair bill. Following is the process to get a reimbursement claim for your Honda City car:

• Intimate your insurer about the collision or mishap and lodge your claim.
• Take your damaged car to any garage or workshop of your choice for repair.
• A surveyor will be sent by your insurer at the garage to access the damages.
• The surveyor will prepare a claim report stating the estimate of repair cost and submit it to your insurer.
• The garage will repair your car and you will have to pay the generated car repair bill.
• Submit the original bills of repair issued by the garage to your insurer with a claim form.
• Your insurer will inspect your invoice and claim form and reimburse your repair cost.