Maruti Wagon R Insurance

About Maruti WagonR Car Insurance

A popular hatchback car in India, WagonR is one of the top-selling cars in India. It comes at a very affordable price and has a number of safety features such as an anti-lock braking system, child safety locks, airbags for driver and passenger, an anti-theft device, a crash sensor, an engine immobilizer, etc. It is a 5-seater car that has both petrol and CNG as its fuel type. Once you buy WagonR, you must also have a valid car insurance policy to legally drive on Indian roads.

Some of the features of Maruti WagonR include:

Maruti WagonR Car Insurance

As per the Motor Vehicles Act of 1988, third-party car insurance is a must-have. So, if you are planning to buy Maruti WagonR, you must buy third-party car insurance from any of the top car insurance companies. Along with third-party car insurance, you can also buy comprehensive car insurance or standalone own-damage car insurance. While third-party car insurance provides coverage only for third-party liabilities, comprehensive car insurance offers complete protection for your car.

How to Buy Maruti WagonR Car Insurance Online?

With InsuranceDekho, you can buy Maruti WagonR car insurance in a few simple steps. Here are the steps you need to follow in order to buy Maruti WagonR car insurance online:

• Go to the official website of InsuranceDekho and click on the car insurance page
• Once you click on the car insurance page, you need to enter details like vehicle registration number, model, fuel type, and other details
• After all the details have been rightly entered, you will be taken to the quotes page. You need to select a desired quote and include the necessary add-ons
• Next, pay for the car insurance premium, and then you will get details of Maruti WagonR car insurance on your registered email id

Renew Car Insurance for Maruti WagonR Online

As a car insurance policy comes with an expiry date, it is important that you renew your Maruti WagonR car insurance policy on time. Listed below are the steps that you need to follow in order to renew Maruti WagonR car insurance online:

• Click on the car insurance page on the InsuranceDekho website
• On the car insurance page, enter details as prompted including policy number, car registration number, and others
• You can choose to renew the same car insurance plan or even buy another plan if you are not satisfied with the existing car insurance plan
• You can also include necessary add-ons before you choose to renew the existing plan
• Finally, pay the amount for car insurance renewal. Once the payment is done, you will the details on your registered email address

Add-ons to Buy With Maruti WagonR Car Insurance

There are a number of add-ons that you can include in your existing car insurance plan to further enhance its benefits. Here are some of the add-ons that you can consider including in your Maruti WagonR car insurance plan:

• Zero Depreciation Add-on
• No Claim Bonus Cover
• Consumables Add-on Cover
• Roadside Assitance Add-on Cover
• Engine Protection Add-on Cover
• Tyre Damage Add-on Cover
• Return to Invoice Add-on
• Key loss Add-on Cover

However, remember that when you include these add-ons to your existing car insurance policy, the car insurance premium will become higher.

Inclusions and Exclusions In Maruti WagonR Car Insurance Plans

Before buying your car insurance plan, you need to check the inclusions and exclusions offered in your Maruti WagonR car insurance plan. Listed below are the inclusions and exclusions of the Maruti WagonR car insurance plan:

Inclusions

• If your car is lost or damaged, then with a Maruti WagonR car insurance you can get protection for the same
• Maruti WagonR third-party car insurance also provides protection in case a third party is injured
• If your car is damaged due to any natural calamity, then that is also covered under Maruti WagonR car insurance

Exclusions

• In case the driver is riding under the consumption of alcohol or drugs, then any damage that takes place is not covered
• If a driver is riding the car without a valid car registration paper and driving license, then any damage henceforth is not covered

Maruti WagonR Insurance Claim Process

You can either raise a cashless or reimbursement claim with the Maruti WagonR car insurance plan. Scroll through the section below to know how to raise cashless and reimbursement claims:

Cashless Claim

• Inform the car insurance company about the car insurance claim and provide details like the date of the accident. You also need to file an FIR for the same.
• Take your car to the network garage and click pictures of the damaged parts.
• A surveyor will be sent who will assess the total damage and accordingly prepare a claim report based on the total damage.
• After the surveyor sends the claim report to the insurance company, it will either be rejected or approved. Once approved, your car will be repaired at the network garage without you spending any money out of your own pocket.

Reimbursement Claim

• You need to first inform the insurance company about the accident and raise the car insurance claim
• In case of a reimbursement claim, you will take your car to a garage and get it repaired
• At the garage, you will have to pay first pay for the bills which will be later reimbursed by the car insurance provider
• Once the surveyor assesses the total damage, the insurance company will finally settle the bills and get them reimbursed to you.

Benefits of Buying a Maruti WagonR Car Insurance Plan from InsuranceDekho

Some of the benefits of buying a Maruti WagonR car insurance plan from InsuranceDekho are as follows:

• With InsuranceDekho, you can get 24*7 claim support. This makes it convenient for you to raise a Maruti WagonR car insurance claim.
• On buying a car insurance plan with InsuranceDekho, you get the option to select from a range of car insurance companies. You can select the best car insurance plan and buy the right insurance plan for yourself.
• When you buy car insurance with InsuranceDekho, you can do so in a few simple steps within 5 minutes.