Care Assure Health Insurance Wordings

If you miss paying the renewal premium by the policy due date, a grace period of 30 days is allowed for paying the renewal premium. If you pay the premium within the grace period, the policy coverage will continue uninterrupted.

The requirement of pre-entrance medical check-up depends on the insured’s age and the sum insured opted for. If the insured is up to 45 years of age, and the sum insured is also up to Rs. 10 Lakh, no pre-entrance medical screening would be required. However, if the insured is aged more than 45 years and/or the sum insured is also more than Rs. 10 Lakh, pre-entrance medical screening would become mandatory.

The cost of pre-entrance medical screening would be borne by the insurance company itself if the policy is accepted by the company post such tests.

If the insured dies in an accident or becomes totally and permanently disabled due to an accident, the insurance company pays an additional 10% of the sum insured as child education benefit. This benefit is paid so that the insured’s child’s education expenses can be met.

Yes, the coverage benefit of annual free health check-ups and free second opinion in case of critical illness are both inbuilt in the plan itself.