ICICI Lombard Arogya Sanjeevani Health Insurance Wordings

Yes. The policy comes with the following sub-limits:

• Room rent, boarding and nursing expenses: Up to 2% of sum insured up to a maximum of Rs. 5,000 per day
• Intensive Care Unit/Intensive Cardiac Care Unit charges: Up to 5% of the sum insured up to a maximum of Rs. 10,000 per day
• Expenses related to cataract treatment: Up to 25% of sum insured or Rs. 40,000, whichever is lower
• Modern treatments and advances in technology: Up to 50% of the sum insured limit.

ICICI Lombard Arogya Sanjeevani Policy covers specific expenses after the following waiting periods: 

• Pre existing diseases are covered after 48 months of continuous coverage
• Waiting period of first 30 days for treatment of any illness
• Waiting period of 24 months for specific treatments
• Waiting period of 48 months for certain treatments.

All the claims under ICICI Lombard Arogya Sanjeevani Policy are payable in Indian currency only.

Yes. You can enjoy tax benefits on the premium paid for ICICI Lombard Arogya Sanjeevani Policy under Section 80D of the Income Tax Act, 1961.

Under ICICI Lombard Arogya Sanjeevani Policy, you get a free look period of 15 days from the date of receipt of policy. This period is provided so that you can review the terms and conditions of the policy. If you disagree with any condition mentioned under the policy, then you can return the policy within this period and you will get the refund for the premium paid after specific deductions.