What are the sum insured options under the Personal Protect Policy?

Sum insured options of Rs. 3 Lakh, Rs. 5 Lakh, Rs. 10 Lakh, Rs. 15 Lakh, Rs. 20 Lakh, and Rs. 25 Lakh.

Can I take cover for my spouse under this policy?

Yes. You can purchase additional policy cover for your spouse aged between 18 years and 65 years.

What are the benefits of this policy?

Personal Protect Policy offers the following benefits: Cover for accidental death or Permanent Total Disablement (PTD) in the misfortunate event of an accident Optional cover of accidental hospitalisation expenses and Accidental Hospital Daily Allowance Cover in case of accidents (road, rail, or accidents due to natural calamities, or the ones arising due to terrorism or an act of terrorism There is no requirement of health check-up Easy claim settlement process with least documentation

What is the eligibility for Personal Protect Policy?

Following is the eligibility criteria for Personal Protect Policy: Any person aged between 18 years and 65 years is eligible to buy this policy

Who all can be covered under Personal Protect Policy?

Apart from self, spouse, children, and/or parents can be covered under Personal Protect Policy.

ICICI Lombard Personal Protect Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	99.80%
Network Hospitals	9,500+
Pre-existing Disease Waiting Period	2 year
Special Benefits	Anywhere Cashless
Starting Premium for Rs. 5 lakh SI	Rs. 581/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

ICICI Lombard Health Insurance Plan List

Critical Illness (1)
Family (2)
Maternity (1)
Parents (1)
Senior Citizen (2)
Woman (1)
Individual (2)
Kids (1)

Name of Plan	Sum Insured
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Health AdvantEDGEPopular		Check Premium
Complete Health InsuranceMin: 3 Months; Max: No Limit	5 Lakh	Check Premium
Health BoosterMin: 3 Months; Max: No Limit	5 Lakh	Check Premium
Corona Kavach PolicyMin:1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years	50,000 - 2.5 lakh	Check Premium
Personal ProtectMin: 18 years; Max: 65 years	3 Lakh - 25 Lakh	Check Premium

ICICI Lombard Health Insurance Top Up List

Family (1)
Individual (1)
Kids (1)

Name of Plan	Sum Insured
Health BoosterMin: 3 Months; Max: No Limit	5 Lakh	Check Premium
Healthcare Plus PolicyMin: 5 years; Max: 65 years	3 Lakh - 10 Lakh	Check Premium

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FAQs on Personal Protect Health Insurance Plan

What are the sum insured options under the Personal Protect Policy?
Sum insured options of Rs. 3 Lakh, Rs. 5 Lakh, Rs. 10 Lakh, Rs. 15 Lakh, Rs. 20 Lakh, and Rs. 25 Lakh.
Can I take cover for my spouse under this policy?
Yes. You can purchase additional policy cover for your spouse aged between 18 years and 65 years.
What are the benefits of this policy?
Personal Protect Policy offers the following benefits:

Cover for accidental death or Permanent Total Disablement (PTD) in the misfortunate event of an accident

Optional cover of accidental hospitalisation expenses and Accidental Hospital Daily Allowance

Cover in case of accidents (road, rail, or accidents due to natural calamities, or the ones arising due to terrorism or an act of terrorism

There is no requirement of health check-up

Easy claim settlement process with least documentation
What is the eligibility for Personal Protect Policy?
Following is the eligibility criteria for Personal Protect Policy:

Any person aged between 18 years and 65 years is eligible to buy this policy
Who all can be covered under Personal Protect Policy?
Apart from self, spouse, children, and/or parents can be covered under Personal Protect Policy.

Claim Process at ICICI Lombard Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 1-2 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

ICICI Lombard Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
ICICI Lombard Health Insurance
1800-2666Mon to Fri 10:00 AM to 7:00 PM
customersupport@icicilombard.com