Kia Carnival Insurance

Kia Carnival Summary

The Kia Carnival is a widely appreciated Korean MUV for its street presence with rugged appearance, and extraordinary features. This 7, 8, and 9 seater car, in different variants, has spacious interiors and impressive ride quality. It runs on an engine capacity of 2199 cc which delivers an excellent mileage of up to 14.11 kmpl. Available in 6 variants and 3 different colour ranges, this car hosts a range of advanced security features which comprise an anti-lock braking system, driver and passenger airbag, power steering, crash sensor, brake assist, central locking, anti-theft device, and so on.

Kia Carnival Car Insurance

At least a third party car insurance policy is required to be carried by every car owner. This basic insurance cover is to shield car owners against financial liabilities that arise towards a third party after a collision with the involvement of the insured car. If you are caught driving your car without carrying a car insurance plan, you will be charged with a fine of Rs. 2,000 in addition to sometimes with imprisonment of up to 3 months.

Types of Insurance Cover

There are three types of insurance policies that you can buy to secure your car:

1. Third Party Cover

The third-party car insurance policy provides the basic cover, which is minimum to be carried by all the car owners. It gives compensation against your financial liabilities towards a third party for their injuries, death or property damage they suffered due to an accident with your insured car. The property damage coverage is limited to Rs. 7.5 lakh.

2. Standalone Own-Damage Cover

The standalone own-damage car insurance gives compensation to car owners for damages or losses their cars may sustain due to an accident or a mishap like fire, theft, natural or manmade calamities and so on. Since third party cover is compulsory, so you should own both the cover to secure your car without violating legal insurance requirements.

3. Comprehensive Cover

The comprehensive car insurance gives complete coverage to your car comprising of third-party and own-damage cover. This policy provides compensation to third parties as well as car owners after an accident or a mishap. The comprehensive car insurance is relatively costlier than standalone or third party cover due to its extensive coverage, but it is the most recommended plan.

How to Buy Insurance for Kia Carnival from InsuranceDekho?

Here are some steps you should follow to purchase car insurance for your Kia Carnival car:

Step 1: Visit the InsuranceDekho website.

Step 2: Enter the number of your car under the “Get Your Quote” segment. If you don’t know your car’s number, you can continue with the process by entering details such as brand, model and variant of your car, fuel type of your car, registration year and location of your car, etc.

Step 3: Enter your name and mobile number to get the best policy quotes.

Step 4: Compare and choose a quote as per your budget and requirements.

Step 5: Pay the premium of the chosen policy. You will get its documents via mail later.