Maruti Swift Dzire Insurance

Just like any other car, buying a Maruti Suzuki Dzire also brings the compulsion to have an insurance cover for it. This is because as per the Indian Motor Tariff, every car must be insured with at least third party car insurance in order to avoid legal consequences.

Types of Maruti Suzuki Dzire Car Insurance Covers

1. Third Party Cover

It is the most basic and mandatory car insurance plan. It shields you against the third party liabilities such as bodily injuries,death or property damage of a third party which may arise due to a mishap involving your car.

2. Standalone Own-Damage Cover

Standalone Own-Damage plan insures you against the own damages incurred by your car in a mishap.

3. Comprehensive Cover

As the name suggests, comprehensive plan is a comprehensive cover. It is a bundled cover which insures you against both third party liabilities as well as own-damages incurred by your car in case of a mishap.

How to buy Insurance for Maruti Suzuki Swift Dzire via InsuranceDekho?

Buying car insurance at InsuranceDekho is a quick and easy process. Follow the below-mentioned steps to get an insurance plan for your Maruti Suzuki Dzire at InsuranceDekho:

Step 1: Visit InsuranceDekho

Step 2: Enter your car number. If you do not have your car number, you can proceed by selecting your car’s brand, model, variant and fuel type.

Step 3: Enter your name and mobile number and get quotes.

Step 4: Compare and select the plan which best suits your requirements and make the payment. You are done. You will get your policy document in your inbox.

Maruti Suzuki Dzire Car Insurance Claim Process

Cashless Car Insurance Process

The process of cashless car insurance makes your car gets repaired without any cost after an accident at a network garage. Under this process, the insurer tends to settle your car repair expenses. The following are the steps to get cashless car insurance claim for your Dzire car:

• Apprise your insurance company promptly after an accident or a mishap by contacting your insurer’s support team or visiting their official website or through a mobile app, if available.
• Give detailed information to the police about the incident and register an FIR, especially for cases like accident, fire, theft, and so on.
• Try to click a few pictures of your car’s damages, your bodily injuries, and so on, after the collision or mishap to save them as proof during car insurance claim settlement.
• Pull your damaged car to the nearest network garage to get a cashless repair. You can connect with your insurer as well to arrange towing facility if your car could not move.
• Once your car reaches the garage, the insurance company will send a surveyor to assess the extent of damages incurred by your car. You will have to show some relevant documents such as policy copy, car registration certificate, driving license, FIR, and so on, to the surveyor.
• Based on the extent of damages, the surveyor will prepare and submit a claim report which holds the estimated claim amount. On the basis of the surveyor's report and documents submitted by you, the insurance company will accept or decline your claim request.
• If your insurer accepts your claim request, the network garage will begin to repair your car. After the completion of the repair, your insurance company will pay your repair bills directly to the garage.

Reimbursement Car Insurance Process

The process of reimbursement car insurance claim makes you pay for your car repair bills initially after the accident or mishap but reimburses it later after the verification of bill and documents. The following are the steps to get reimbursement car insurance claim for your Dzire car:

• Inform your insurance company about your accident and register your claim.
• Take your insured car to any non-network garage of your choice for repair.
• Your insurance company will send a surveyor to the garage to access the damages.
• A claim estimate report will be prepared and submitted to your insurer by the surveyor.
• The garage repairs your damaged car and you will have to pay the generated repair bill.
• Submit the original bills of repair and relevant documents to your insurer with a claim form.
• Your insurer will inspect your bills and claim form and reimburse the expense of your repair.