Is the sum insured paid in full in all plan variants?

In Plans 1 and 2, 100% of the sum insured is paid if the insured suffers from a covered illness. However, in Plan 3, 50% of the sum insured, subject to a maximum of Rs. 10 Lakh is paid for some illnesses which are specified.

What is the waiting period under the plan?

A period of 90 days from the date of commencement of risk is the waiting period under all plan variants. Moreover, in Plan 3, there is a waiting period of 180 days for specified illnesses and treatments.

What is the survival period, if any?

There is a survival period of 15 days in all plan variants. This means that the insured should survive for at least 15 days after the diagnosis of the illness to claim the benefit.

What are the minimum and maximum entry ages?

The minimum entry age for Plan 1 and Plan 2 is 5 years but for Plan 3 is 18 years. The maximum entry age in all plan variants is 65 years.

For how long can the policy be bought?

The policy can be taken for 1, 2 or 3 continuous years.

How much sum insured can be taken by the proposer?

Though the maximum sum insured is up to Rs. 1 Crore, the proposer can avail up to 12 times his/her gross annual income as the sum insured under the plan.

Can the spouse be covered for the same level of sum insured as the proposer?

If the spouse is a non-earning member, coverage would be restricted to up to 50% of the proposer’s coverage that too up to a maximum of Rs. 30 Lakh.

What is the time limit to make a claim for a covered illness?

The claim should be made within 7 days of the occurrence of the illness. Moreover, all the claim-related documents should be submitted to the company within 30 days.

Can dependent parents be covered under the plan?

Yes, dependent parents, as well as parents-in-law, can also be covered under the plan.

What would be the coverage for dependent children?

Dependent children can be covered for up to 50% of the proposer’s sum insured subject to a limit of Rs. 15 Lakh.

Aditya Birla Activ Secure Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	96%
Network Hospitals	11,000+
Pre-existing Disease Coverage Starting From	Day 1
Special Benefits	Incentivized Wellness
Starting Premium for Rs. 5 lakh Coverage	Rs. 270/month

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Aditya Birla Activ Secure Brochure

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Jun 03, 2019

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Aditya Birla Health Insurance Plan List

Family (4)
Individual (4)
Kids (3)
Diabetes (2)
Parents (1)
Senior Citizen (1)
Cancer (2)
Critical Illness (2)

Name of Plan	Sum Insured
Activ Assure DiamondMin: 91 Days; Max: No LimitPopular	2 Lakh	Check Premium
Active Health PlatinumPopular		Check Premium
Activ Fit - Plus and PreferredPopular		Check Premium
Global Health Secure Min: 91 Days; Max: 65 yearsPopular	3 Crore - 6 Crore	Check Premium
Activ OnePopular		Check Premium
Activ Health EssentialMin: 91 Days; Max: No Limit	50 Thousand	Check Premium
Activ CareMin: 55 Years; Max: 80 Years	3 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 days	50,000 - 5 lakh	Check Premium
Activ SecureMin: 5 Years; Max: 65 Years	1 Lakh	Check Premium
Cancer SecureMin: 18 Years; Max: 65 Years	5 Lakh	Check Premium
Activ Health EnhancedMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium

Aditya Birla Health Insurance Top Up List

Name of Plan	Sum Insured
Super Health Plus Top-up PolicyMin: 91 Days; Max: 65 years	3 Lakh - 95 Lakh	Check Premium

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FAQs on Activ Secure Health Insurance Plan

Is the sum insured paid in full in all plan variants?
In Plans 1 and 2, 100% of the sum insured is paid if the insured suffers from a covered illness. However, in Plan 3, 50% of the sum insured, subject to a maximum of Rs. 10 Lakh is paid for some illnesses which are specified.
What is the waiting period under the plan?
A period of 90 days from the date of commencement of risk is the waiting period under all plan variants. Moreover, in Plan 3, there is a waiting period of 180 days for specified illnesses and treatments.
What is the survival period, if any?
There is a survival period of 15 days in all plan variants. This means that the insured should survive for at least 15 days after the diagnosis of the illness to claim the benefit.
What are the minimum and maximum entry ages?
The minimum entry age for Plan 1 and Plan 2 is 5 years but for Plan 3 is 18 years. The maximum entry age in all plan variants is 65 years.
For how long can the policy be bought?
The policy can be taken for 1, 2 or 3 continuous years.
How much sum insured can be taken by the proposer?
Though the maximum sum insured is up to Rs. 1 Crore, the proposer can avail up to 12 times his/her gross annual income as the sum insured under the plan.
Can the spouse be covered for the same level of sum insured as the proposer?
If the spouse is a non-earning member, coverage would be restricted to up to 50% of the proposer’s coverage that too up to a maximum of Rs. 30 Lakh.
What is the time limit to make a claim for a covered illness?
The claim should be made within 7 days of the occurrence of the illness. Moreover, all the claim-related documents should be submitted to the company within 30 days.
Can dependent parents be covered under the plan?
Yes, dependent parents, as well as parents-in-law, can also be covered under the plan.
What would be the coverage for dependent children?
Dependent children can be covered for up to 50% of the proposer’s sum insured subject to a limit of Rs. 15 Lakh.

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Claim Process at Aditya Birla Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Aditya Birla Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Aditya Birla Health Insurance
1800-270-7000Mon to Fri 10:00 AM to 7:00 PM
care.healthinsurance@adityabirlacapital.com