What is the sum insured amount offered under the Ace Health Advantage Plan?

The sum insured of the plan ranges between Rs. 2 Lakh and Rs. 20 Lakh, as per the variant selected.

Who all can be covered under this health plan?

Anyone between the age group of 91 days and 65 years can be covered under this policy.

Is there any optional benefit offered by the Ace Health Advantage Policy?

Yes, different optional benefits are provided under this plan which includes Dental Care, Personal Accident (Death & Permanent Total Disablement), Critical Illness Treatment, Convalescence/Recovery Benefit, Cost of Spectacles/Contact Lens/Hearing Aid, and Hospital Cash (per day).

Does this policy offer any health check-up benefit to policyholders?

Yes, the plan gives Master Health Check-up cover for the policyholders, where Rs. 2500 is allotted under Silver and Gold variant of the plan, while Rs. 3500 under Platinum and Rs. 5000 under Super Platinum plan.

What is the duration of the policy period of this policy?

The Ace Health Advantage Policy can be issued for a period of 1, 2 and 3 years.

Does this policy cover the expenses of daycare treatments?

Yes, the medical expenses for specific daycare procedures are covered under this plan.

Is maternity benefit offered under Ace Health Advantage policy?

Yes, maternity expenses are covered under all the variants of the plan, except Silver variant.

How many network hospitals offer cashless hospitalisation for this plan?

Ace Health Advantage Plan provides the benefit of a cashless cover in 4000+ network hospitals tied up with Royal Sundaram.

What should be my health condition to get covered under this policy?

To get covered under the Ace Health Advantage Plan, you are required to be in good health and have understood and signed the health declaration form.

What would happen if I cancel the coverage of this plan?

If you cancel the coverage, the premium would be refunded as per the grid short period scales.

Royal Sundaram Ace Health Advantage Insurance Wordings

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Highlights

Claim Settlement Ratio	98.60%
Network Hospitals	10,000+
Pre-existing Disease Waiting Period	3 years
Special Benefits	Modern Treatments Such as Bariatric Covered
Starting Premium for Rs. 5 lakhs SI	Rs. 382/month
Starting Premium of Rs. 5 lakhs SI	Rs. 382/month

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Royal Sundaram Ace Health Advantage Brochure

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Sep 10, 2019

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Royal Sundaram Health Insurance Plan List

Critical Illness (2)
Family (12)
Individual (8)
Senior Citizen (1)
Parents (2)
Kids (1)
Maternity (1)
Woman (1)

Name of Plan	Sum Insured
LifelineMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Family PlusMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium

Royal Sundaram Health Insurance Top Up List

Critical Illness (1)
Family (1)
Individual (2)
Senior Citizen (1)
Top-up (1)

Name of Plan	Sum Insured
LifelineMin: 91 Days; Max: No Limit	2 Lakh	Check Premium

4963 Royal Sundaram Cashless Network Hospitals in India

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FAQs on Ace Health Advantage Health Insurance Plan

What is the sum insured amount offered under the Ace Health Advantage Plan?
The sum insured of the plan ranges between Rs. 2 Lakh and Rs. 20 Lakh, as per the variant selected.
Who all can be covered under this health plan?
Anyone between the age group of 91 days and 65 years can be covered under this policy.
Is there any optional benefit offered by the Ace Health Advantage Policy?
Yes, different optional benefits are provided under this plan which includes Dental Care, Personal Accident (Death & Permanent Total Disablement), Critical Illness Treatment, Convalescence/Recovery Benefit, Cost of Spectacles/Contact Lens/Hearing Aid, and Hospital Cash (per day).
Does this policy offer any health check-up benefit to policyholders?
Yes, the plan gives Master Health Check-up cover for the policyholders, where Rs. 2500 is allotted under Silver and Gold variant of the plan, while Rs. 3500 under Platinum and Rs. 5000 under Super Platinum plan.
What is the duration of the policy period of this policy?
The Ace Health Advantage Policy can be issued for a period of 1, 2 and 3 years.
Does this policy cover the expenses of daycare treatments?
Yes, the medical expenses for specific daycare procedures are covered under this plan.
Is maternity benefit offered under Ace Health Advantage policy?
Yes, maternity expenses are covered under all the variants of the plan, except Silver variant.
How many network hospitals offer cashless hospitalisation for this plan?
Ace Health Advantage Plan provides the benefit of a cashless cover in 4000+ network hospitals tied up with Royal Sundaram.
What should be my health condition to get covered under this policy?
To get covered under the Ace Health Advantage Plan, you are required to be in good health and have understood and signed the health declaration form.
What would happen if I cancel the coverage of this plan?
If you cancel the coverage, the premium would be refunded as per the grid short period scales.

View More Questions

Claim Process at Royal Sundaram Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Royal Sundaram Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Royal Sundaram Health Insurance
1860-425-0000Mon to Fri 10:00 AM to 7:00 PM
customer.services@royalsundaram.in